Education Loans for the India, Without the Guesswork

Compare trusted lenders, understand real costs, and choose a loan that fits your India study plan, not the other way around.

Popular Lenders for India Education Loans

Often offers greater flexibility with co-applicant credit scores and provides a faster digital processing time.

Max Loan Amount:

Up to

₹1.25 Crore

Interest Rate:

10.25% - 12.75%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

Typically offers marginally lower interest rates for applicants with an excellent academic and financial profile.

Max Loan Amount:

Up to

₹1.5 Crore

Interest Rate:

9.95% - 12.25%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

🎉

13 more lenders offering India education loans

Everything You Need to Know About Studying in India

A full look at what Avanse offers. Loan limits, rates, collateral conditions, benefits, and timelines explained in a way that helps you compare and choose better.

Why Choose India for Higher Education?
Explore Education Loan Options for India
Education Loan Eligibility Criteria For Studying in India
Indian Education Loan: Documents Required
Education Loan Repayment Terms and Other Considerations

Why Choose India for Higher Education?

France is a global leader in higher education. It attracts thousands of international students, including close to 10,000 Indians. Here’s why you should consider France if you wish to study abroad:

Over 30 universities ranked among the world’s top 500.
France has several affordable universities with tuition fees as low as €200 per year.
Culturally rich experience with a diverse student community.
Thriving job market with France’s GDP of $2.8 trillion and post-study work visas.
World-class living standards in historic cities and picturesque locations.

You can claim all these benefits with GradRight’s tailored student loans for India.

Discover Scholarships for Top Study Abroad Destinations

Explore Education Loan Options for India

Secured Loans for France studies:
Collateral-backed student loan for international students in France with better interest rates.
Unsecured Loans to Study in France:
Collateral-free Student loans for France with simple eligibility and fast processing.
Education Loan for MS in France:
Specialized education loans for MS in France.
Education Loan for Indian Students in France:
Exclusive student loans for Indian students in France.

Education Loan Eligibility Criteria For Studying in India

You must be an Indian citizen to qualify for the loan.
You should be at least 18 years old at the time of application.
You need a strong academic record to demonstrate your academic ability.
You must secure admission to a recognized university in France to be eligible.
A co-applicant, like a parent or guardian, is required to support the loan financially.

Discover Scholarships for Top Study Abroad Destinations

Indian Education Loan: Documents Required

Proof of identity (e.g., passport, Aadhaar card)
Admission letter from a French university
Academic records (e.g., transcripts, certificates)
Co-applicant’s financial documents (e.g., bank statements, ITR)
Collateral documents (e.g., property papers), if required

Education Loan Repayment Terms and Other Considerations

Interest Rates:
Student loans for France typically have interest rates between 9% to 11%.
Moratorium Periods:
Moratorium includes your course duration (2,3,4 or 5 years) plus a 12-month grace period.
Tax Benefits:
Student loans for France qualify for tax deductions under Section 80E.

Frequently Asked Questions

Can I get a student loan to study in France?

Yes. Indian students can get education loans for France through Indian banks and NBFCs. These loans usually cover tuition fees and living costs.

What types of education loans are available for France?

There are secured loans with collateral and unsecured or collateral-free loans, depending on eligibility, loan amount, and co-applicant profile.

How much loan can I get for studying in France?

Loan amounts vary by lender, but many lenders offer significant funding that can cover tuition and living expenses, sometimes up to large sums depending on collateral and profile.

What interest rates can I expect for a France education loan?

Education loan interest rates for France usually range from around 9% to 13% per year depending on the lender, collateral status, and your profile.

Do I need collateral to get a student loan for France?

Not always. Many lenders offer collateral-free student loans up to a certain limit, often based on your academic profile and co-applicant credentials.

Can a student loan help with my France visa application?

Yes. A loan sanction letter covering tuition and living costs is generally accepted as financial proof for the France student visa.

What documents are required for an education loan for France?

Typically you need your admission letter, academic transcripts, identity proof, co-applicant financial documents, and collateral documents if required.

When does repayment for an education loan for France begin?

Repayment usually begins after the moratorium period, which includes your course duration plus a grace period after graduation.

Can international student loans for France cover living expenses?

Yes, most education loans for France cover both tuition fees and living costs such as accommodation, food, travel, and study materials.

Are education loans for France eligible for tax benefits?

Repayment tenures typically vary by lender but can extend up to 10 to 15 years depending on the loan amount, interest rate, and moratorium terms.

Yes, interest paid on education loans for studies abroad, including France, may be eligible for tax deduction under Section 80E of the Income Tax Act in India.

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Education Loans for the India, Without the Guesswork

Popular Lenders for India Education Loans

Max Loan Amount:

Up to

₹1.25 Crore

Interest Rate:

10.25% - 12.75%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

Max Loan Amount:

Up to

₹1.5 Crore

Interest Rate:

9.95% - 12.25%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

Everything You Need to Know About Studying in India

Contents

Why Choose India for Higher Education?

Explore Education Loan Options for India

Secured Loans for France studies:

Unsecured Loans to Study in France:

Education Loan for MS in France:

Education Loan for Indian Students in France:

Education Loan Eligibility Criteria For Studying in India

Indian Education Loan: Documents Required

Education Loan Repayment Terms and Other Considerations

Interest Rates:

Moratorium Periods:

Tax Benefits:

Frequently Asked Questions

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