Get Abroad Education Loans Without Collateral
No property needed, no FD pledge, no stress. Get the funds you need based solely on your academic profile and earning potential.
Three Steps Closer to Your Study Abroad Dream
Unsecured Loan Offers
Get up to ₹2 Cr. starting at just 8.33%
Who it’s for:
- Students without collateral
- First-time borrowers
- Parents who value peace of mind
EMI Calculator
Check EMIs, loan tenure, and repayment schedule
Who it’s for:
- Students budgeting study costs
- Families comparing repayment plans
- Anyone who likes financial clarity
Free 1:1 Guidance
Talk to an expert for education loan advice
Who it’s for:
- Students new to secured loans
- Parents seeking clarity
- Anyone who prefers human help
Choose from public banks, private banks, and NBFCs
Your Loan, No Strings (or Collateral) Attached
Contents
- What Is a Collateral-Free Education Loan?
- Why Go Collateral-Free?
- Loan Options Available
- How to Apply for a Collateral-Free Loan
- Eligibility Criteria
- Why Choose GradRight for This Loan?
What Is a Collateral-Free Education Loan?
A non collateral education loan means you don’t pledge real estate, FDs, or any assets.
Approval is based on your university, course, grades, and future earning potential – not what you own.
Why Go Collateral-Free?
- Zero asset risk: Your family’s property stays untouched.
- Faster approval:Fewer checks, less paperwork.
- No co-applicant needed (in many cases):Independence welcomed
- Designed for middle-income students:Access without requiring generational wealth.
Loan Options Available
- Fully student loan without collateral (no security needed)
- Education loan without collateral and co-applicant (where eligible)
- Merit-based interest support for select universities
- Non collateral loan options for premium programs
Affordable Ed-Loans Up To 2 Cr. @ Just 8.33% for 🇺🇸 🇬🇧 🇮🇪 🇩🇪
How to Apply for a Collateral-Free Loan
- Check Eligibility See if you qualify for a foreign education loan without collateral
- Compare OffersView interest rates, EMI plans, lenders – side by side.
- Submit DocumentsUpload admission letter, transcripts, ID proofs, etc.
- Get Sanctioned & DisbursedPick your offer, sign, and funds get sent to your university.
Eligibility Criteria
You can apply for an education loan without collateral if you:
- Age between 18–35 years
- Strong academic record or admission in a recognized university
- Income / credit stability (you or co-applicant)
- University program & destination should be in the list of eligible courses
- Minimal documentation; limited checks where possible
Affordable Ed-Loans Up To 2 Cr. @ Just 8.33% for 🇺🇸 🇬🇧 🇮🇪 🇩🇪
Why Choose GradRight for This Loan?
- Transparent comparisons
- No hidden charges
- Lenders bid for your profile
- You choose the best offer
Real Student Wins, Powered by Tech and Trust
I had an excellent experience with GradRight, who guided me through the complex process of securing a student loan. Their support was invaluable, and their team was always professional, responsive, and incredibly
Deena Kumar
|
United States
Master’s Aspirant
We were facing difficulty with the loan process, but GradRight was God’s gift to us – they helped us fulfil our dream of sending our two kids abroad.
Jharna Bhatt
|
United States
Parent
I went to several banks before I found GradRight. They helped me get the loan that I wanted, without charging me anything.
Pratham
|
San Jose State University
MS in Software Engineering
Most banks confused me, but with GradRight everything went on very smoothly. I appreciate their transparency and communication. Thank you GradRight.
Seshendra
|
United States
Parent
From starting the loan process till the end, they took care of everything. I would recommend them to all my friends.
Jayashree
|
United Kingdom
Master's in Public Health
Grad right was the perfect choice for my education loan. They brought best offers in the market and made the process easy to go.
Gauri Tichkule
|
United States
Master’s Aspirant
GradRight simplified the entire process for me. After submitting my docs, I received multiple loan offers within days. They help you see things clearly.
Kiyedh
|
Germany
Master’s in Sustainable Energy
Frequently Asked Questions
What is an abroad education loan without collateral?
How much loan can I get without collateral for studying abroad?
What is the interest rate for unsecured education loans?
Who is eligible for an education loan without collateral?
What documents are needed for a non-collateral education loan?
Who can be my co-applicant for a loan without collateral?
What are the benefits of taking a student loan without collateral?
How long does it take to get a loan without collateral?
Can I get an unsecured loan for all countries and courses?
Why choose GradRight for a non-collateral education loan?
