Summary
- Let’s do a quick cost analysis to understand just how expensive getting a master’s in the USA can be for Indian students.
- Getting a master’s degree in the USA can be a significant career catalyst for engineering graduates in India.
- The average cost of a master’s degree in STEM has been on a steady rise since 2000.
Getting a master’s degree in the USA can be a significant career catalyst for engineering graduates in India. Yet, funding higher studies abroad remains a major challenge for most.
As far as the average annual university fees are concerned, the USA is the most expensive country for international students. Furthermore, the average cost of a master’s degree in STEM has been on a steady rise since 2000.
Though education loans, especially those offered by private lenders and NBFCs, often cover 100% of the cost, they also create a major financial burden.
That’s why students first seek scholarships. And the good news is that there are several great scholarships for Indian engineers in the USA. These scholarships reward academic excellence and innovative research.
However, navigating the intricate scholarship ecosystem and actually getting one can be difficult. And it requires a decent amount of legwork.
That’s why having all the necessary details in one place can help you make an informed decision.
Why scholarships are crucial for Indian engineering students
Financial relief is the biggest reason students seek higher education scholarships. Let’s do a quick cost analysis to understand just how expensive getting a master’s in the USA can be for Indian students.
As far as tuition fees are concerned, the national average for public universities is $852 per credit hour. For private universities, the national average is $1,767 per credit hour.
Some STEM programs, especially at the top-tier universities, may even cost more than $2,400 per credit hour. A 2-year master’s program at most USA universities requires around 30 to 60 credit hours.
Then, there are admin costs and lab charges, which can range from $500 to $2,000 per year.
And this is just the tuition cost. Let’s not forget to account for the living costs. Here’s what a detailed breakdown can look like:
| Expenses | Average Yearly / Monthly Cost |
| Accommodation | $9,800 – $11,100 per year |
| Food | On campus: $250 per month
Off-campus: $400 – $600 per month |
| Health Insurance | $700 – $1,100 per year |
| Travel | $300 – $600 per year |
| Books and Study Material | $900 – $2,000 per year |
| Clothes | $500 per year |
| Electricity | $100 – $150 per month |
| Phone Subscription | $50 per month |
| Home Internet | $45 – $50 per month |
| Water, Trash, and Sewer | $50 – $75 per month |
When you combine tuition and living expenses, the total annual cost can range anywhere from $30,000 to $95,000. Without any form of financial aid, pursuing a master’s in the USA is simply unaffordable for most Indian students.
While scholarships are a great way to reduce that burden, there’s another powerful option many students overlook: getting the right education loan.
With GradRight’s loan search platform, students don’t just apply for a loan—they let 15+ trusted lenders compete to offer the best deal. Think of it like this: even a 0.5% lower interest rate can save you tens of lakhs over the life of a loan. That’s the kind of impact GradRight helps you unlock.
Here’s how it works:
- Register on GradRight’s loan platform
- Get matched with lenders (like SBI, ICICI, HDFC Credila, etc.)
- Upload your docs only after seeing real offers
- Negotiate terms with support from GradRight’s experts
- Get your loan disbursed in as little as 10 days
In short, the right loan can be just as valuable as a scholarship—if not more.
Also Read: Why Study in USA? Top Reasons To Pursue Higher Studies in the US
Types of scholarships for Indian engineers
Scholarships for Indian engineers in the USA are broadly divided into two main categories: merit-based and need-based scholarships.
Upon closer inspection, you will find there are more diverse categories of scholarships. These scholarships are categorized based on the following factors:
- Institutions that award them
- Students they aim to help
- Skills they want to support
To increase your chances of getting study abroad scholarships, you need to apply for the ones that are best suited to your specific profile.
Let’s explore the most popular types of scholarships in the USA:
Merit-Based Scholarships
Let’s get one thing out of the way: all scholarships, no matter the type, will put excellent academic results first.
However, the merit-based scholarships are specifically for students with superior academic achievements. This is one of the most widely known types of scholarships for MS programs in the USA.
Merit-based scholarships go beyond the academic record. They also recognize students who excel in certain fields or show potential that positively impact our society.
That’s why merit-based scholarships are further divided into the following categories:
a) Scholarships for excellent academic results:
Students with impeccable academic performance are eligible for these scholarships. These are one of the most sought-after forms of financial aid for Indian students who want to pursue a master’s in the USA.
To qualify for these scholarships, students must display the following:
- A relatively high GPA
- Minimum scores in SAT, GRE, or GMAT
- Course-specific achievements
The likelihood of a student getting private scholarships increases if their GPA is 3.5 or higher.
b) Scholarships for research achievements:
These are dedicated to students who show exceptional ability to conduct research. That is especially true if their research leads to innovations or contributions to a specific field. To qualify, students must possess the following:
- Original research publications
- Participation in research competitions
- Recommendations from professionals or mentors
c) Scholarships for athletic achievements:
In the USA, college sports play a crucial role in community and culture. That’s why sports scholarships are quite popular here. To qualify, students must exhibit the following:
- Outstanding performance in a specific sport
- Participation in international or national events
- Recommendations from relevant sports authorities
Need-Based Scholarships
International students are not eligible for federal aid. However, some universities across the USA offer need-based scholarships to those who fulfill certain criteria.
These scholarships specifically aim to support low-income students who have an exceptional academic record. To qualify, students need to demonstrate low income.
Scholarships for All International Students
There are scholarships specifically for international students. Many institutions offer postgraduate and graduate scholarships for international students in the USA.
These scholarships attract global talent, promote cultural exchange, and strengthen international relations. They also bring diversity to a campus.
To qualify, the applicant must be an international student. They should have a good IELTS or TOEFL score. And their application should be backed by strong letters of recommendation.
Scholarships for Underrepresented Groups
Some scholarships are reserved for underrepresented groups and minorities. That includes scholarships for students belonging to ethnic and racial minorities and the LGBTQ+ community. There are scholarships for women in STEM and students with disabilities.
Scholarship by Awarding Institution
Scholarships are also categorized by the institution that offers them. The largest number of master’s degree scholarships in the USA is awarded either by the government or by universities.
University scholarships are usually merit-based. They can also be need and nationality based. And although international students don’t qualify for federal aid, there are some government funded scholarship programs.
Top scholarships for Indian engineers in the U.S.
Although there are several scholarships for Indian engineers in the U.S., getting one isn’t easy. The competition is fierce, and the eligibility criteria vary. Deadlines can also be hard to track.
Students juggle multiple responsibilities while preparing for their master’s abroad. They have university applications, visa procedures, and financial planning. That leaves little to no time for manually searching for each funding opportunity available.
The lack of centralized and easy-to-access information makes the process more overwhelming. That’s why you would find the following list especially helpful. Here’s a list of the best scholarships for Indian engineers in the U.S.
Government Scholarships
| Scholarship Name | Award Amount | Eligibility Criteria | Application Deadline |
| Fulbright‑Nehru Master’s Fellowship | Full tuition, living expenses, and related costs, airfare, and health insurance (comprehensive coverage). |
|
May 14,2025 |
| Central Sector Scheme of National Overseas Scholarship (CSSOS) | A one-time payment of USD 15,400. |
|
March 19,2025 |
University-Specific Scholarships
| Scholarship Name | Award Amount | Eligibility Criteria | Application Deadline |
| University of Michigan Engineering Fellowships | Varies. May provide partial tuition coverage or stipend. | For international engineering master’s applicants with a strong academic record. | Varies. Check with the department. |
| Michigan State University International Student Scholarships | Varies |
|
Apply by November 1 for early action. |
| University of New Haven Assistantships and Scholarships | Up to 50% tuition assistance |
|
Priority One deadline: March 30th
Priority Two deadline: May 1st |
| Stanford Knight-Hennessy Scholars Program | Tuition fees, living stipend, academic expenses, and one annual travel stipend. |
|
Applications are over for this year. Try next year. |
| USC Viterbi School of Engineering Scholarships and Fellowships | $5000-$20,000 | Applicable for all international students pursuing a full-time master’s degree from the Viterbi School of Engineering. | September 1 for SPRING applicants
December 15 for FALL applicants. |
Private Scholarships
| Scholarship Name | Award Amount | Eligibility Criteria | Application Deadline |
| Aga Khan Foundation International Scholarship Programme | 50% grant, 50% loan.
Covers tuition and living expenses |
|
Applications are over for this year. Check back in January of 2026. |
| Inlaks Shivdasani Foundation Scholarships | Up to USD 100,000.
Covers tuition fees, living expenses, health allowance, and one-way travel. |
|
Applications closed for 2025. |
| Narotam Sekhsaria Foundation Loan Scholarship | Interest-free loan up to INR 20 lakhs |
|
Applications closed for 2025. |
| AAUW International Fellowships | A stipend of up to $20,000 |
|
Applications are over for 2025. |
These are not the only scholarships for Indian students. Besides looking into these, you should also reach out to the financial aid offices of your prospective universities. Look for institution-specific scholarships and assistantships.
Make sure to submit your applications well before the deadline.
Also Read: Best Scholarships for Indian Students in USA in 2025
How to apply for scholarships in the USA
The road to getting scholarships for studying abroad isn’t as smooth as students would like it to be. There are many challenges along the way.
The biggest challenge is identifying the best scholarships for Indian engineers in the USA. But that’s not all. Even if you find the perfect option for your needs, rest assured, thousands of other students are competing for the same scholarship.
With the competition so high, you need to put your best foot forward. Your application must be flawless. And while you are perfecting your application, don’t forget the deadline.
Incomplete applications or missing the deadline will result in automatic disqualification. To get engineering scholarships abroad, you need to start preparations at least a year in advance.
As far as the application process is concerned, here are a few steps you must follow:
Step #1: Research Early
Start looking for postgraduate scholarships for Indian students 6 to 12 months before your planned intake. Check the official university website, government portals, and other verified scholarship databases.
Step #2: Identify the Best Options
Shortlist the best scholarships for Indian engineers in the USA. based on eligibility criteria, deadlines, and funding. Prioritize those that you have a high chance of qualifying for.
Step #3: Prepare the Documents
Every application will require certain documents. Missing even a single document can get your application disqualified. Make sure you have the following documents ready:
- Academic transcripts
- Statement of purpose
- Letters of recommendation
- Proof of financial need (if applicable)
- Research proposals (for specific scholarships)
Step #4: Tailor Your Application
Avoid generic essays. Highlight your top achievements and future goals. Also, mention how the scholarship aligns with your career plans.
Step #5: Request LORs Early
Approach your mentors, professors, or employers early and request them to provide strong and specific recommendations.
Step #6: Submit Before Deadlines
Submit your application well in advance. This is the best way to avoid last-minute panic and mistakes. Many scholarships close months before university deadlines. So, keep that in mind.
Step #7: Follow Up
Some scholarships require additional documents or interviews. Keep track of the application and check for updates.
Tips for securing engineering scholarships abroad
The intense competition for scholarships for international students in the USA means you need a well-rounded approach. Simply having strong academics won’t be enough.
Universities and funding bodies often prioritize candidates who demonstrate leadership and technical expertise alongside academic brilliance.
Here are a few proven strategies that will help you get scholarships for Indian engineers in the USA.
- Maintain a high GPA of at least 3.5 or higher.
- Ace the standardized tests like the GRE.
- Showcase research work, technical projects, or published papers in your field.
- Gain relevant work experience.
- Craft a compelling SOP by clearly outlining your academic journey and career goals.
- Secure strong LORs.
- Get involved in relevant extracurriculars.
- Meet deadlines for applications.
- Prepare for scholarship interviews.
A strong application demonstrates your potential beyond grades. So, make sure you treat this process with the utmost care.
Wrapping up
The best scholarships for Indian engineers in the USA aren’t just about financial aid. They give you access to opportunities that will help shape your career.
The right scholarship can place you in a network of top professionals and influential alumni through mentorship programs and industry exposure.
But the study abroad scholarships for Indian students aren’t just handed out. They must be earned. So, make sure you treat your scholarship applications with the same dedication as you would your university application.
The effort you put in will not only determine where you will study but will also dictate how far you will go.
Frequently asked questions
1. What are the best scholarships for Indian engineers pursuing a master’s degree in the USA?
Some of the most notable scholarships for Indian engineers in the USA are the Fulbright-Nehru Master’s Fellowship, the Inlaks Shivdasani Foundation Scholarship, the AAUW International Fellowship, and many others.
2. How can I apply for fully funded scholarships as an Indian engineering student?
It is possible to get fully funded scholarships for Indian students. Look for scholarships that cover full tuition, living expenses, and other costs. Government scholarships like the Fulbright-Nehru Master’s Fellowship cover everything.
3. What are the eligibility criteria for scholarships for international students in the USA?
To be eligible for the scholarships, the applicant must have an excellent academic record. Besides a good GPA, they should also have good scores on the standardized tests. They should also provide proof of English proficiency.
4. Are there specific scholarships for engineering students studying abroad?
There are a few scholarships that are specifically for engineering students. The AAUW International Fellowships are an example of that. Many universities also offer department-specific scholarships.
5. How much financial aid can Indian students expect while pursuing higher education in the USA?
The amount varies widely depending on the scholarship. The fully-funded scholarships cover all expenses like tuition and living costs. Some scholarships cover partial expenses.
