Do You Always Need Collateral to Refinance? Common Myths Exposed
Nobody wants to pay more on their student loans than they absolutely
April 15, 2025
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Nobody wants to pay more on their student loans than they absolutely
In most cases, superstitions and myths are harmless remnants of days gone
If you’re like most students, pursuing higher education has probably meant that
Credit history in the USA isn’t just a number—it’s access. Better loans,
Refinancing your education loan can be a great financial decision, but only
If you took out an education loan to fund your studies, you
The above post about refinancing a student loan isn’t a one-off case.
Taking an education loan is easy. But paying it back, especially with
Did you know? In 2022-23, public-sector banks alone disbursed education loans of
For many Indian students, studying abroad is a dream. However, education abroad
In recent years, India has experienced varying inflation rates. In 2023, the
The education loan process can feel overwhelming. It has multiple stages—finding the
Studying abroad is a big goal for many, but it’s also a
The Reserve Bank of India (RBI) sets the guidelines that shape how
Part-period interest in education loans is something that can seriously impact your
SBI, short for “State Bank of India”, is the official bank of
Choosing to pursue higher education is often met with one of the
Studying abroad can be a huge opportunity, but it comes with a
Financing your studies abroad requires careful planning, and understanding your loan repayments
Did you know? Why is the number of students opting for education
Securing an education loan is a huge step towards achieving your academic
Source One of the main concerns for students wanting to study abroad
Introduction to Auxilo education loans for studying abroad: Founded in 2017, Auxilo
Introduction to the Tata Capital education loans for studying abroad Tata Capital
Punjab National Bank (PNB) is one of India’s oldest public sector banks.
HDFC Credila is one of India’s leading education loan providers operating under
Introduction to InCred education loans There are a total of 91 commercial
Incorporated in 1994, ICICI Bank is one of the largest private-sector banks
The State Bank of India is a trusted banking institution that provides
Introduction to the Bank of India (BOI) education loans for studying abroad
Introduction to Prodigy Finance education loans for studying abroad If you are
About Master’s in Computer Science The Master’s in Computer Science program is
Overview of Master’s in Marketing Abroad As consumer behaviors evolve, all companies
IELTS has emerged as the world’s most popular English language proficiency test.
Pursuing a Master of Science (MS) in Computer Science in the USA
Are you gearing up for the IELTS exam in 2024? Understanding the
If you’ve ever thought about studying or working overseas, you will have
About Masters in Data Analytics in the USA A lot of
About Masters in Business Administration Abroad In 2024, MBA is the degree
About Master’s in Electrical Engineering Abroad Every year, thousands of students head
In this article, you’ll get a high-level overview of pursuing an MBA
About Master’s in Marketing in the USA An MS in Marketing is
About Master’s in Computer Science in the USA As of 2024, over
The United States is among the most preferred destinations for Indians to
Over 1.5 million Indian students study at international universities across the globe.
About Master’s in Supply Chain Management in the US The MS in
The Master’s in Management (MiM) in the USA, is a popular graduate
About Masters in Electrical Engineering in the US MS in Electrical Engineering
An MBA in the USA is a highly respected postgraduate degree. Most
Germany is a lucrative option for higher studies. When it comes to
Germany is a top destination for international students, and for good reason.
According to Campus France, there were 412,087 international students enrolled in French
Duolingo started as a language-learning app. Later in 2016, the Duolingo English
Are you planning to take the DET in 2024? If yes, now
The Duolingo exam pattern has undergone significant changes recently, and knowing the
Yes Bank is one of the most recognized names in the Indian
With tuition fees averaging between C$20,000 and C$30,000 per year, Canada offers
According to the Indian Student Mobility Report of 2023, the number of
Education comes at a cost. And when you are planning to pursue
The Pearson Test of English (PTE) Academic is a globally recognized English
Pursuing higher education dreams often comes with a significant financial burden. However,
In times when education abroad continues to be prohibitively expensive, students depend
Currency exchange is one of the first hurdles you’ll face when you
Most students moving abroad for studies need help managing their finances. A
GMAT is a prerequisite for graduate management courses abroad. 2,400 institutions in
Studying abroad can be expensive; for instance, an MS from an American
Dreaming of studying in Australia but are shocked by the price tag?
With tuition fees averaging between C$20,000 and C$30,000 per year, Canada offers
Studying in the US is a dream many Indian students share. But
Exploring options for studying abroad and thinking of getting an education loan?
Every year, thousands of Indian students secure education loans and travel to
Many students dream of studying abroad, with Ireland as a top choice.
Why do so many international students choose Ireland for their higher education?
This guide will explain the best courses to study in Australia for
According to the Australian Bureau of Statistics, the number of full-fee-paying overseas
Studying in Australia is a lucrative prospect for students all over the
Many Indian students aspire to pursue their education in the United States.
Each year, millions of international students apply for visas to fly to
Over 1 million students from around the world chose USA universities in
Excellent academic opportunities High-ranking city in terms of desirability and students Commitment
If not, that sums up the international student visa process for you.
Congratulations! Your hard work is finally paying off. The college offer letter
Your primer on education loans for study abroad Because of the exponentially
Due to the high number of cases due to Covid-19 and the
Australia is a welcoming destination for students from all over the world.
What Is A GIC? A GIC (Guaranteed Investment Certificate) for international students
There’s been a lot of confusion and chatter about changes to the
You know you need your GRE results for admission to your dream
The number of Indians attempting the GRE Exam is on an upward
Home to some of the world’s most admirable universities, the USA is
The United States continues to draw in students from around the globe.
Take a look at the following graph. It shows the number of
In 2024, the education loan market in India is continuing to evolve
Time and again, research studies reveal the biggest reason why students give
Studying abroad can stretch your wallet. If you don’t receive a generous
If you’re looking for an education loan, here’s an interesting graph for
The International English Language Testing System (IELTS) is used to test one’s
The 485 visa Australia lets you stay back in Australia after completing
As an Indian, you have a great chance of getting your PR
Source An initiative by Canadian Immigration Services, the SDS (Student Direct Stream)
Ireland offers Indian students a unique combination of academic excellence and cultural
IELTS is one of the widely accepted examinations for determining a student’s
Source A recent survey by IDP showed that Australia is the 2nd
Yes, you can work part-time in the UK. Depending on your visa
Indian students have coveted education abroad since the mid-19th century. Of course,
CAS stands for Confirmation of Acceptance for Studies. A CAS letter UK
Source The Eiffel Excellence Scholarship is awarded by the French
There are about a million Indian students abroad. As the pandemic ends,
Let’s begin by looking at three pieces of data: Source However, studying
Meeting all the requirements to join your dream course in a college
Studying abroad is expensive. Even after bagging rewarding scholarships you might still
The J1 visa in the USA is issued to students or candidates
Canada student visa refusal rate? 40% The rise in the
Finding accommodation in Ireland for Indian students can be a hard task
A Guide to Accommodation in the USA for Students Source:
Before we discuss accommodation in Australia for Indian students, let’s look at
The UK is one of the most popular destinations for thousands of
Securing accommodation in Canada is generally one of the most important factors
In 2019, in a major boost for Indian students, the UK government
Everyone knows that Canada is booming with job opportunities. However, have you
Imagine being in that confused state of mind when everyone around you
Studying at NYU can be an expensive affair. However, you can’t let
UBC financial aid for international students UBC is more than $30 million
Do you dream of applying to an Ivy League school but shy
The cost of higher education is constantly rising. International students often pay
Studying in the U.S. can poke a hole in your pocket. Here’s
McKinsey confirmed in a 2021 report that 25% more workers need to
Colleges are afraid. Afraid of falling enrollment rates. The enrollment of public
In 2015, Duke University’s Fuqua School of Business enrolled 450 students (the
Australia has become one of the most famous study abroad destinations for
True! University tuition fees, monthly housing rent, food, transportation, and other unending
An MS in artificial intelligence USA will present you with opportunities that
Here are 3 pieces of information for you to mull over: Indian
Indian students love to study in Canada. Here’s proof: 67,000 Indian students
You want to study in Australia. But you’re also worried that your
Applying abroad is a tedious task for some. Why? Because of the
Do you think backlogs will stop you from proceeding further with your
Studying abroad can be an exciting and once-in-a-lifetime experience. But it does
Does the International English Language Testing System (IELTS) requirement by the UK
Hoping to do your Masters in architecture in Canada? We think it’s
Public vs. private universities in the US – which option is better?
If you are one of those students who got into a Canadian
So, are you studying in Canada or want to study in Canada?
When calculating the cost of studying abroad for Indian students, you need
Obtaining a US F1 visa requires proof of financial support. That’s why
Hoping to gain some Canadian work experience after graduation? Then you must
“I can’t study in the USA because my parents are not rich.”
Applying to a UK university? You’ll need to prove English proficiency. You
The Indian government aims to ensure quality education for every student. And
Statement of Purpose (SOP) is the most dreaded stage of the application
Thinking about opting for the IBA model education loan scheme? This scheme
Student Exchange programs work on the basis of an agreement between two
Choosing to pursue your master’s in strategic communication at Columbia University might
“Can you get an education loan without parental support?” This question lingers
Here’s what the general choice for the exam is – Those who
Assuming that you have started your UK university application process, you will
After a point, you know you just won’t find your answers on
Anxious about the new USA visa slot booking for students? With the
The ISIC card is proof of student status that is accepted worldwide.
232,851. That’s the number of Indian students studying in the U.S. in
Thinking about studying in Canada? There is a lot more than just
SEVIS is a web-based system that the US Department of Homeland Security
Over the years, you may have met people who flew to foreign
Canada or Australia, which is better for Indian students? The answer to
Preparing for (and dreading) your US student visa interview? You’re not alone.
Indian students form the biggest group of international students studying in Australia.
The US Citizenship and Immigration Services (USCIS) confirmed that 232,851 Indian students
The U.S. is a popular destination for higher education among international students.
Most international students abroad take up part time jobs abroad to cater
Australia continues to be one of the most sought-after overseas education locations.
Surrounded by seas, Australia has one of the most scenic landscapes in
Co-op programmes are a great way to gain real-world professional experience while
Why do a Master’s in Australia? Home to some of the best
Okay, let us take a wild guess! You want to pursue an
Before we move further, an overview of the student visa for Australia
First, some facts. 14 universities under the top 200 Business Management institutes’
An MSc in Cyber Security in the UK is an excellent opportunity
Bienvenue en France, the country amongst the top ten contenders in the
Millions of international students head to Europe every year to pursue their
With over 3000 universities to choose from, Europe is home to some
Every year, the French Embassy in India, in collaboration with French companies,
According to a Statista report, there were 700,000 (seven lakh) Indian students
France, the fashion capital of the world is home to some of
Ireland’s higher education system is excellent and considered one of the best
MBA in Ireland extends over a 1–2-year period. If you’re someone with
An Ireland student visa checklist – ✔️A passport-size photograph (recent) ✔️A valid
Ireland is an ideal destination for thousands of international students. Some of
Ireland is one of the top study abroad destinations for international students.
232,851 Indian students studied in the U.S in 2021. That’s a 12%
Master’s in Engineering Management in Canada is becoming a common destination for
Post Graduate Diploma in Management in Canada is becoming a popular choice
Education loan repayment can be a huge liability. It’s not just the
Studying abroad means staying abroad. That is quite challenging and intimidating at
Fashion Management Marketing Management Business Management Management Analytics Just some of the
A Canada student visa opens the door to world-class education and diverse,
Indian students love to study in the U.S. Here’s proof: Indian students
In this article, we have listed the jobs for mechanical engineers in
Getting an education loan to study abroad entails collecting numerous documents, moving
Data science is an interdisciplinary field involving algorithms, statistics, mathematics skills, and
Animation is one of the coolest creative career options of the day.
Canada has received over 90,000 study permit applications from Indian students by
Have you completed your bachelor’s degree? Now thinking of getting a master’s
In the world of increasing demand for project managers, completing a project
If you have a flair for understanding numbers and data, then a
Over 67,000 Indian students received student visas in the first four months
There is nothing better than a degree from abroad to make your
The fiscal cost of studying in the United Kingdom is an unnecessarily
‘Study in Canada.’ Does that sound like a dream to you? Want
The good old ‘American Dream’ is still everyone’s aspiration when they commence
Education loans for abroad studies by the Indian government are one of
The cost of living anywhere is basically the amount of money you
From Bonjour, Bon appetit, to some good old fashioned wine and cheese,
Why would you plan on studying in Italy? For some good old
Get low-interest loans in two days. Yes, within 48 hours. In your
As of January 2021, over 1 million Indian students study outside the
UK is one of the leading study abroad destinations in the world.
The recent (in April 2022) visit of the UK Prime Minister to
Margin money for an education loan is the amount that you pay
Canada is not only about beautiful lakes, mountains, and numerous other tourist
Aspirants take exams to study abroad to qualify for admission to their
A fact that you already know. You need a US study visa
Want to study in Canada? Looking into how to get a Canada
STOP dreaming of studying MBA in the UK. In fact, make it
SelectRight helps you find your best university. We have helped countless Indian
Overseas education consultants would have you believe they have your best interests
For the students who want to walk into the management world, it
So which are the top 5 universities offering a Master’s in Computer
Canada’s Big Data Consortium has estimated that Canada will see a shortage
Even students who study in the best universities in the world can,
Here’s the list of documents you need for student visa. A Valid
If you’re an aspiring student all excited to touchdown in a foreign
The number of Indian students going abroad has been increasing steadily over
Are you finally ready to stop procrastinating on that scholarship essay? We
You call the bank, yet again, in your journey to find the
Incomplete documentation is one of the key reasons why education loan applications
Since the 1980s the cost of education has increased by about 169%.
One of the top-valued public universities ???? 29,000+ students across 8 schools
Data scientists are sitting on multiple job offers as more and more
The University of North Texas (UNT) is home to 2,500 international students
8,660 students applied for undergraduate courses in the UK in 2022. That’s
11,729 international students study at the University of Southern California. 1,735 of
Ratings may mislead, but they can’t be wrong all the time. If
Located in the centre of New York, Syracuse University enrols international students
An MBA in Canada is supposed to propel your career as a
In the academic year 2022-23, over 2.6 lakhs Indian students traveled to
MBA? IIMs. Is that the answer you have been getting from everyone
Canada has become one of the most chosen destinations for Indian students
So you’re thinking about pursuing an MBA in Canada? But you’re still
The demand for cyber security professionals is growing rapidly. Naturally, the courses
Every year, countless Indian students explore opportunities abroad to pursue higher education.
Using a text generator to spit out ink for your SOP doesn’t sound as insane. ChatGPT can write sonnets, business plans, and obituaries. Why not an SOP?
For the past decade or so, almost every single MNC, especially those in the tech sector have been reliant on big data and data analytics to drive their companies.
Most students let go of their study abroad dream owing to the
Prestigious universities? Check! High employment rate? Absolutely! Affordable education? Yes! It’s Ireland
The GRE exam is always around the corner. And for the best
There are two major Australian intakes for international students 2025: February intake
Are you planning to study in the UK in 2025? You need
Are you planning on going to the USA for your higher education?
Are you planning to study abroad? Great thinking! You’ve got several opportunities
If you are planning to apply for an F1 student visa to
A lot of Indian students choose the United Kingdom as their study
Studying abroad is a dream many students have, but only a few
The IELTS exam is the most popular English proficiency test that’s important
From picturesque fall to the infamous Canadian maple leaves, Canada has a
Indian students make up a large portion of the total international student
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