Affordable Undergraduate Student Loans for France
Getting an undergraduate student loan for France is now easier for Indian students. Discover study loans for France designed for your needs, with or without collateral.
Why France Stands Out for Undergraduate Students?
Not sure if getting an undergraduate student loan for France is worth it? Every year 10,000+ Indian students say yes to France. Here’s why you should too
Tuition in public universities is <5 Lakhs annually
Several French institutions rank among the global top 100
Many financial aid and scholarships are available
1,000+ options for English-taught undergraduate programs
Get a post-study work visa of up to 4 years after graduation.
The Cost of Undergraduate Education in France
Studying abroad requires careful financial planning. Here’s a breakdown of how much it costs to get an undergraduate degree in France.
Category
Tuition Fees
Rent (Shared Apt.)
Meals & Groceries
Transportation
Books & Supplies
Health Insurance
Personal / Misc.
Visa & SEVIS Fees
Airfare (RT India-USA)
Paris / Île-de-France (INR / year)
5,94,000 – ₹17,82,000
₹8,31,600 – ₹13,06,800
₹2,97,000 – ₹4,15,800
₹38,800 – ₹59,400
₹24,800 – ₹39,600
₹4,950 – ₹19,800
₹1,18,800 – ₹1,98,000
₹27,000 – ₹30,000
₹22,000 – ₹60,000
Regional Cities (INR / year)
₹2,82,000 – ₹7,92,000
₹4,15,800 – ₹7,72,200
₹2,37,600 – ₹3,56,400
₹24,800 – ₹29,700
₹19,800 – ₹34,600
₹4,950 – ₹19,800
₹99,000 – ₹1,78,200
₹27,000 – ₹30,000
₹22,000 – ₹60,000
Top Lenders for Undergraduate Student Loans in France
The lender you choose for an undergraduate education loan in France can have a long term impact. So, make sure you compare interest rates, repayment terms, and other conditions properly.
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto 1.5Cr
10.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 1.5Cr
10.5% - 13%
Secured: Upto 3 weeks Unsecured: Upto 1 week
0.75% - 1.25%
Upto 85L
11% - 12.75%
Upto 1 week
0.75% - 1.25%
Upto 1Cr
11.25% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 75L
11% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.85% - 1%
Upto 1Cr
10.75% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 3Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1Cr
9.5% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 75L
11.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
8.25% - 11%
Secured: Up to 3 weeks Unsecured: Up to 2 weeks
Secured: Rs. 20,000 Unsecured: Rs. 10,000
Upto $220k
8.47% - 13.5%
Automated process
500 USD + 4%
Upto $100k
9.5% & 9.99%
Up to 1 week
1% + 2%
Upto $100k
10.5% - 12.75%
Up to 1 week
200 USD + 2%
Upto $100k
9.99% - 14.99%
Automated process
6.50%
Tip to Apply for an Undergraduate Student Loan in France
To boost your chances of securing a France study loan fast, follow these tips:
Search, compare, and apply to high-ROI, top-tier institutions in France
Always include your language test results (English or French)
Show a strong financial background
Check lender timelines and apply early
Keep proof of monthly income and the minimum required bank balance
Undergraduate Student Loan France
Financing your undergraduate studies in France? 200,000 students trusted GradRight to compare offers and save lakhs on education loans.
200,000+
students assisted
₹16,300 crore
loan requests processed
₹2,000 crore
disbursed in loans
Frequently Asked Questions
Is a French bank account required?
No, you don’t need a French bank account during the student loan application process for France. However, once you arrive in France, opening one becomes necessary for daily expenses and university payments. Lenders may request your French bank details later for disbursal or verification.
Is a blocked account required, like in Germany?
Unlike Germany, France does not require a blocked account for international students. This simplifies the process when applying for an undergraduate student loan in France, making it easier to handle finances through standard education loan disbursals.
Can international students apply for loans in France?
Yes, many Indian students get student loans for international students in France through private lenders or NBFCs. These loans typically cover tuition, living, and travel. While French banks are limited in support, lenders like Leap, Avanse, and Prodigy offer tailored options for undergrads.
Do I need collateral for an international student education loan in France?
Not always. Many international student loan options in France are available without collateral. Especially so if you get the study loan for France from NBFCs. However, traditional banks may require collateral for higher loan amounts.
What is the basic eligibility for student loans?
Student loan France eligibility criteria include:
- Admission into a recognized French institution
- Proof of academic background
- A co-signer (sometimes)
- English or French language proficiency
Specific eligibility may vary by lender, so it’s best to confirm before applying for an education loan for France.
