Universities in the United States offer a range of programs catering to various career aspirations and industry demands. These are some of the most sought-after master’s degrees in the USA.
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BBA Business Administration – University of Pennsylvania – Wharton School
BSc Mechanical Engineering – Massachusetts Institute of Technology (MIT)
MD Medicine – Harvard University
BSc Astrophysics – California Institute of Technology (Caltech)
BSc Computer Science – Stanford University
BSc Management – Massachusetts Institute of Technology – Sloan School
BSc Electrical Engineering – Stanford University
MD Medicine – Johns Hopkins University
BSc Astronomy – Harvard University
BBA Business Administration – University of Pennsylvania
BBA International Business – University of California, Berkeley – Haas School
BSc Civil Engineering – University of California, Berkeley
MD Medicine – Stanford University
BSc Physics with Astronomy – University of California, Berkeley
BSc Mechanical Engineering – Massachusetts Institute of Technology
BSc Finance – New York University – Stern School of Business
BSc Computer Engineering – Carnegie Mellon University
MD Medicine – University of California, San Francisco (UCSF)
MSc Astronomy – University of Chicago
MD Medicine (Pre-Med Pathway) – Harvard University
BSc Accounting – University of Michigan – Ross School of Business
BSc Aerospace Engineering – California Institute of Technology (Caltech)
MD Medicine – University of Pennsylvania – Perelman Schoo
BSc Astronomy – Princeton University
BSc Data Science – University of California, Berkeley
BBA Marketing – University of Southern California – Marshall School
BSc Chemical Engineering – Georgia Institute of Technology
MD Medicine – Columbia University
BSc Astrophysics – University of Arizona
BSc Psychology – Yale University
Choosing an ACA health insurance plan ensures better student protection, fairness, and financial security. Here’s why ACA-compliant health insurance matters:
Medicaid expansion helps many low-income and minority students afford health insurance.
ACA-compliant plans cannot deny coverage or charge extra based on preexisting conditions.
Many US colleges and universities require proof of ACA health insurance.
ACA plans cap out-of-pocket expenses and eliminate lifetime coverage limits.
Have no annual or lifetime coverage limits for essential benefits.
Cover preventive services (like vaccinations and health screenings) at no extra cost.
Accept all applicants during open enrollment, regardless of health status.
Cap maximum out-of-pocket expenses to protect against catastrophic costs.
Stay ahead of health worries with free check-ups, vaccinations, and screenings.
Get subsidies and caps on out-of-pocket expenses.
Coverage even in case of pre-existing conditions without extra fees.
Coverage
Full essential coverage
Spotty, missing benefits
Premiums
Higher, worth it
Lower, risky costs
Eligibility
Open, easy access
Restricted, tricky
Pre-Existing Conditions
Always fully covered
Often excluded
Preventive Care
Free, no copays
Extra charges
Mental Health
Equal care guaranteed
Often skipped
Maternity Care
Included by default
Usually missing
Prescriptions
Covered, affordable meds
Limited or missing
Out-of-Pocket Costs
Capped, predictable
High, unpredictable
Network
Wide, flexible access
Small, costly gaps
Dependent Coverage
Children covered till 26
Rarely available
Renewability
Easy if eligible
Must reapply
Trusted nationwide, with all the essentials and premiums that are pocket-friendly.
Built with students in mind including telehealth, mental health support, and affordable meds.
Perfect for university life, with emergency care, preventive visits, and flexible costs.
A big network of doctors, plus strong mental health care, which is great for international students.
Easy on the budget, with free virtual visits and preventive care to keep you going.
Use trusted platforms like Insure Right to compare ACA-compliant options.
Have your ID, visa, and proof of US residence ready.
Sign up between November 1 and January 15 (standard Open Enrollment Period).
Activate your coverage by paying the first bill on time.
Once active, your plan covers essentials from day one.
Students share how the right ACA-compliant health insurance plan gave them confidence and saved them money when they needed care in the USA.
students assisted
secured in insurance coverage
insurance plans
ACA-compliant health insurance covers everything including hospital stays, emergencies, doctor visits. It also covers prescriptions and mental health care. Plus, it also offers cover for maternity support and preventive services like vaccines and wellness check-ups.
To find out if your plan is ACA-compliant, give your insurance provider a quick call and ask directly. You can also check if it includes coverage of essential health benefits and free preventive care. If yes, it is likely ACA-compliant. For extra peace of mind, check HealthCare.gov or your state’s marketplace to double-check if it meets the ACA’s standards.
It’s not always a legal must for international students to have ACA-compliant health insurance. But US universities make it a must-have for enrollment. Even otherwise, an ACA-compliant plan provides you with comprehensive coverage. It is a good-to-have since it shields you from the jaw-dropping medical bills the US is known for. Even if your school doesn’t require it, it’s a smart move to keep yourself protected and focused on your studies, not stress.
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