Get Your UG Study Abroad Loan Today
Join the 759,000 Indians who study abroad every year. Secure a flexible and affordable bachelor’s degree loan for abroad in 2-4 days.

Why a UG Loan for Overseas Education is Essential

- Fund international degree tuition and living costs
- Flexible repayment after graduation
- Access to top global universities abroad
- Manage currency fluctuations
- Builds credit history
Key Features of Your Undergraduate Abroad Education Loan
Loan Amount
Get funding up to ₹1 crore to cover all major expenses
Interest Rates
Attractive rates starting at just 8%
Loan Tenure
Repay comfortably over a period of up to 15 years
Repayment Holiday
Enjoy a grace period during your course + 6–12 months after graduation
When To Apply For Your Undergraduate Study Abroad Loan?
Understanding loan application stages helps you plan and secure funding for overseas education.
Research & Shortlist
Begin exploring loan options early. Compare lenders, check eligibility, and gather necessary documents.
Apply for Loan
Submit your loan application as soon as you get admission confirmation. Early application helps you get faster approvals.
Pre-Visa Disbursement
Once approved, lenders provide pre-visa disbursement for paying tuition deposits or showing financial proof for your visa.
Find the Best Education Loan to Study Abroad
Get the best study abroad loans after 12th for your undergraduate degree at top study abroad destinations.
Get the best UG education loan for USA bachelor studies.
- Computer Science
- Business Administration
- Engineering
- Medicine
- Must have completed 12th or equivalent education.
- Need valid SEVIS I-20 form from US university.
- Proof of financial funds and English proficiency required.
Secure UG education loan for UK bachelor’s degree programs.
- Economics
- Law
- Engineering
- Literature
- Completion of 12th grade or A-level equivalent.
- Tier 4 student visa required for study permission..
- Must show sufficient maintenance funds and offer letter.
Apply for a Canada bachelor loan to study abroad.
- Environmental science
- Information Technology
- Business Management
- Health Sciences
- Completed 12th standard or equivalent education.
- Need study permit and acceptance letter from university.
- Proof of funds for tuition and living expenses.
Avail study abroad loan after 12th for Germany UG education.
- Mechanical Engineering
- Automotive Engineering
- Electrical Engineering
- Computer Science
- 12th completion with qualifying scores essential.
- Apply for a student visa at German consulate.
- Must prove financial stability and health insurance.
Study abroad loan after 12th for Australia bachelor degrees.
- Engineering
- Hospitality Management
- Computer Science
- Nursing
- 12th pass or equivalent qualification required.
- Student visa (subclass 500) necessary for enrollment.
- Evidence of financial capacity and health insurance.
Get UG education loan for Ireland bachelor degree studies.
- Business Management
- Biotechnology
- Computer Science
- Architecture
- 12th pass with consistent performance.
- Student visa needed for studies longer than 3 months.
- Proof of finances and acceptance letter mandatory.
Student Loans for Undergraduate Students: Errors to Avoid
Apply Early
Don’t delay—apply for your loan well in advance.
Plan Repayment
Always plan repayment carefully before signing agreements.
Compare Lenders
Compare multiple lenders to find the best terms.
Undergraduate Abroad Education Loan
Join 200,000 Indian students who used GradRight for affordable overseas undergraduate loans, each collectively saving crores in interest and fees.
200,000+
students assisted
₹16,300 crore
loan requests processed
₹2,000 crore
disbursed in loans
Get the best undergraduate student loans. Compare lenders, rates, and options—instantly.
Frequently Asked Questions
Which lenders offer the best terms for an undergraduate abroad education loan??
GradRight’s platform connects students to 15+ Indian banks, NBFCs, and international NBFCs for seamless comparison of interest rates, tenures, and moratorium options—all in one place.
Are international students eligible for an undergraduate abroad education loan in the UK?
Yes. With a single GradRight account, international students admitted to UK universities can compare and apply to offers from 15+ Indian banks and NBFCs. Simply upload your admission letter, passport, transcripts, and co-applicant details. A financial advisor helps negotiate, and approvals arrive within 2–4 days.
Can I use an undergraduate abroad education loan to study in the US?
Yes. Through GradRight, you can compare apply to fund US undergraduate programs. Submit your US university admission, visa documents, and co-applicant profile for loan offers and quick approvals.
What maintenance loan amounts are typically available for studying abroad?
Maintenance loan amounts depend on country, city, and living costs. Through GradRight, you can compare offers from 15+ Indian banks and NBFCs covering monthly living expenses between ₹50,000–₹1,50,000. Adjust parameters like course duration and destination; our financial advisors guide negotiations to get the most suitable maintenance loan within 2–4 days.
What are the eligibility criteria for an undergraduate abroad education loan?
To be eligible for the most number of offers from lenders on GradRight, you need a confirmed admission letter, valid passport, minimum 60% in Class 12, and a co-applicant with stable income. Upload these documents, compare offers from 15+ Indian banks and NBFCs, and get approval within 2–4 days.