You’ve scrolled through loan options. You’ve bookmarked bank sites. Yet that nagging question remains: “Will this really work for me?”
Well, you’re not alone.
But what if you could hit the fast-forward button on uncertainty? What if you could hear from people who’ve already walked this path and succeeded?
Below, we cover not just one or two but eleven students who got study abroad loans with GradRight.
Much like you, these students approached GradRight’s with hope in one hand and healthy skepticism in the other. But then they were able to get loan offers from 15+ lenders.
They received transparent loan offers that they could compare – not just based on interest rates, but many other factors like repayment terms, processing charges and loan coverage too.
And then they were able to secure the study abroad loan that best matched their needs
Ready to hear the experiences of those who’ve used GradRight? Let’s dive in.
Why GradRight is a game-changer for students
Comprehensive Loan Comparisons
GradRight’s loan search platform allows students to compare loan offers from over 15+ trusted Indian and global lenders. These lender partners include:
- Avanse Financial Services
- Axis Bank
- Bank of Baroda
- IDFC First Bank
- ICICI Bank
- Leap Finance
- MPower Finance
- Prodigy Finance
- SBI
- Union Bank of India
- Yes Bank
- And more
Also, you can get loan offers from many of these lenders in not over a span of weeks or months, but within 48 hours.
Once you have the loan offers, you can compare them and speak to trusted GradRight experts who can guide you in understanding your options and even negotiating them.
No-Collateral Loan Options
Most lenders on GradRight’s loan search platform offer no-collateral loan options, too. Some of the top lenders and details about their no-collateral loan options are given below:
| Lender | Max Loan Amount (No Collateral) | Interest Rate | Loan Tenure |
| ICICI Bank | Up to ₹1 Crore (prime universities) | 10.50% – 11.25% | Up to 15 years |
| IDFC First Bank | Up to ₹75 Lakhs | 11.75% – 13.25% | Up to 12 years |
| Axis Bank | Up to ₹75 Lakhs (prime abroad), ₹50 Lakhs (GRE/income-based) | 10.50% – 11.25% | Up to 15 years |
| Yes Bank | Up to ₹50 Lakhs | 11.50% – 13% | Up to 15 years |
| Union Bank of India | Up to ₹40 Lakhs | From 9.75% | Up to 15 years |
| Bank of Baroda | Up to ₹40 Lakhs (select cases) | 9.25% – 9.75% | Not specified |
| SBI | ₹7.5 Lakhs (general), higher for select institutes | 10.90% (up to ₹7.5 lakh) | Not specified |
| Avanse Financial Services | Up to 100% of education expenses | Varies by profile | Flexible |
| Prodigy Finance | Up to 100% of education cost | 12% – 14% (variable) | Up to 20 years |
| MPOWER Financing | Up to US$100,000 (typical ~US$30,000) | 12% – 14% (fixed/variable) | Up to 10 years |
Also, based on your profile, you may be able to secure no-collateral loan amounts at the higher end of the spectrum, while interest rates remain at the lower end.
This inclusivity opens doors for many aspirants who might otherwise be excluded from pursuing education abroad.
Expert Guidance and Support
Beyond just comparisons, GradRight offers expert advice. That’s what helps students navigate the complexities of education loans.
You can check out their Loan Eligibility and Loan EMI Calculators here.
Other than that, GradRight also provides resources for the following study abroad needs:
- Accommodation
- Exams
- Forex
- Health Insurance
- Internships
- Living abroad
- Scholarships
- Travel Card
Also Read: Education Loan Eligibility Criteria For Indian Students
How can you be sure that all of this is true? Those who’ve used GradRight to fund their study abroad dreams have said time and again.
Also Read: Lowest Education Loan Interest Rates
Check out the real stories of student funding below.
GradRight for education loan: Real stories of student funding
Check some of the top student loan stories to understand the impact that GradRight is creating.
From Confused Borrower to Confident Student in Canada
Harsha was overwhelmed by the education loan process. She had also heard many study abroad success stories but was not sure what information to trust online. With the GradRight platform, she found the clarity that she wanted.
With unbiased and expert advice (and multiple loan offers!) she was able to make a confident, informed decision.
“Working with GradRight for an education loan was a really great experience for me. They connected me with various banks and explained the pros and cons of each bank…. I am really happy with the whole smooth process.” – Harsha Surampudi
Dream University in the USA, No Hassle
Rohit used GradRight and Prodigy Finance to fulfill his dream of studying in the US. The loan process felt easy, and he finally found the support that he really needed.
“I am immensely grateful for the support that GradRight and Prodigy Finance have extended…. The entire process was unbelievably easy to follow.” – Rohit
No Collateral, No Problem
Coming from a middle-class family, Vamsi didn’t have any collateral. Through GradRight, he discovered Prodigy and secured the best student funding solutions for his US education.
“We did not have any collateral. I looked at the options available on GradRight and went with the lender offering the lowest interest rate… I am finally in the US.” – Vamsi
From Bank Rejections to London School of Economics
After facing multiple loan rejections, Abhinaya found the right support through GradRight. Her story is different from other financial aid success stories. Why? Because not only did she get a loan, but she also won a merit-based scholarship.
“GradRight helped me secure an affordable education loan and awarded me a scholarship for my studies abroad.” – Abhinaya Murthy
Scholarship Relief for a Bright Student
Thanks to GradRight, Anushree received a scholarship that eased her financial worries. She is now able to focus on what really matters – quality education.
“This scholarship has lightened my financial burden, allowing me to focus on my studies.” Anushree Ayyar
Consistent, Supportive Guidance
Toula received all the help she needed from GradRight. The team made sure she was well-guided every step of the way.
“The support I received from GradRight Inc. was exceptional! The team went above and beyond…” – Toula Poulopoulos
Expert Help, Real Results
Marcos was impressed by how knowledgeable and supportive GradRight’s team was. This guidance helped him finance his education and succeed academically.
“The team was incredibly knowledgeable and guided me effectively…” – Marcos Blank
Seamless Process from Start to Finish
Caitlin got the support from the professional and helpful GradRight team. This made her academic journey less stressful and more focused.
“The team was very professional and helpful throughout the entire process.” – Caitlin George
Trusted Advice That Matters
GradRight offered Wuwuyi the right guidance at the right time. This made a tough study abroad journey simpler.
“Their team was extremely supportive and provided me with valuable advice and guidance.” – Wuwuyi Gua
Every Step, Every Answer
Ashley felt fully supported through every stage of the loan process, thanks to GradRight’s expert help.
“The team was extremely helpful and provided me with invaluable guidance at every step.” – Ashley Dean
From Zero Options to a Master’s in the USA
Sai Sree, raised by her grandparents in Vijayawada, had no idea she could get a loan. Until GradRight showed her the way.
“I didn’t know I had an option to get a loan until I learnt of Prodigy from my financial adviser on GradRight…. I thought I had zero options.” – Sai Sree Meka
These and 60,000+ other students have already used GradRight. Don’t let confusion and complicated processes stop you from studying abroad. Use GradRight and find the loan that is right for you.
How GradRight empowers students with transparent financial tools
If you think that you just get ‘education loans’ from GradRight, think again. It isn’t just a loan comparison platform. It’s a movement towards financial transparency and access.
By showing students side-by-side offers and helping them understand terms like interest rates, moratoriums, and EMIs, GradRight removes the guesswork.
Plus, with its complete suite of study abroad support services, the platform ensures that students like you can make confident decisions for their future.
The real student stories about GradRight make it evident.
Ready to secure the best loan for your education abroad?
Start using GradRight now.
FAQs
1. What is GradRight’s loan search tool?
GradRight loan search tool is a reverse education loan bidding platform.
Unlike regular education loan providers and platforms, the tool lets lenders bid on student profiles. Students do not need to manually approach multiple banks. This way, students get the best offers without having to submit multiple applications.
With GradRight, education financing becomes simpler, transparent, and accessible for all. Here’s how the platform works:
- Students create a profile on the reverse loan bidding platform.
- Based on the students academic and financial details, 15+ lenders bid on the profile.
- Students receive competitive offers in one place, within 48 hours.
Plus, the platform also offers 100% free and unbiased guidance and data-driven recommendations. With GradRight, students can get the best deals and save up to 23 lakhs on education loans.
2. How does GradRight help students secure better education loans?
GradRight connects students with over 15+ trusted lenders, both domestic and international. Once a student submits their profile, lenders compete to offer their best terms. This reverse bidding model ensures:
- Better interest rates
- Faster disbursal
- Reduced dependency on agents or intermediaries
The platform also clearly displays all fees, interest rates, repayment terms, and conditions. With all the information available in one place, students can make a decision backed by data and details.
The loan search platform also offers no-collateral and no co-signers loans. Thus, it expands access and flips the traditional model, keeping students in charge.
Also Read: How To Calculate & Minimize The Cost Of Studying Abroad
3. Are there real examples of students who benefited from GradRight?
Yes, dozens of students have used GradRight to successfully fund their overseas education.
From Harsha in Canada and Vamsi in Arizona to Abhinaya at LSE and Sai Sree in Georgia, the success stories speak for themselves.
These students faced challenges like:
- Lack of collateral
- Bank rejections
- Confusion about loan options.
But with GradRight’s financial tools for students, they not only secured education loans but also received scholarships. Their experiences highlight how the platform transforms lives with transparency and a student-first approach.
4. Can GradRight assist with no-collateral loans?
Absolutely. One of GradRight’s biggest strengths is helping students find no-collateral loan options. Many Indian students don’t have assets or guarantors to pledge as security. This is especially so for those who come from middle-income or rural families.
Sai Sree’s story is just one example. There are many more student success stories about no-collateral funding with GradRight.
All this is made possible because GradRight works with lenders like Prodigy Finance who specialize in unsecured education loans. Students simply need to create a profile and add their details. Then, they receive offers from 15+ lenders even without any collateral.
The platform also helps compare these offers side by side to find the most affordable one.
5. How does GradRight ensure transparency in loan comparisons?
Transparency is at the heart of GradRight. Every loan offer on the platform comes with a detailed breakdown that covers:
- Interest rates,
- Processing fees,
- Repayment periods,
- Moratorium options,
- And more.
So students don’t just see the interest rate, they see the full picture. There are no hidden charges, no last-minute surprises, and no pressure from agents.
Moreover, the entire process is digital, and students can ask for support from experts at any time.
