The UK is home to globally recognized & affordable universities offering popular degrees.
Students can choose from a range of specialized courses and interdisciplinary programs.
With state-of-the-art facilities and innovative research centers, the UK fosters academic excellence.
A diverse environment helps students build international networks and gain global exposure.
Graduates from UK institutions are highly sought after by top multinational companies.
These factors make it easier for students to manage and repay their UK education loan.
The step one of planning your studies in the UK is selecting the right education loan. With GradRight, you can explore loan options designed for Indian students heading to the UK.
Upto 1.5Cr
10.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 1.5Cr
10.5% - 13%
Secured: Upto 3 weeks Unsecured: Upto 1 week
0.75% - 1.25%
Upto 85L
11% - 12.75%
Upto 1 week
0.75% - 1.25%
Upto 1Cr
11.25% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 75L
11% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.85% - 1%
Upto 1Cr
10.75% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 3Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1Cr
9.5% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 75L
11.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
8.25% - 11%
Secured: Up to 3 weeks Unsecured: Up to 2 weeks
Secured: Rs. 20,000 Unsecured: Rs. 10,000
Upto $220k
8.47% - 13.5%
Automated process
500 USD + 4%
Upto $100k
9.5% & 9.99%
Up to 1 week
1% + 2%
Upto $100k
10.5% - 12.75%
Up to 1 week
200 USD + 2%
Upto $100k
9.99% - 14.99%
Automated process
6.50%
Indian citizen with confirmed admission to a UK university
Age: 18-35 years
Strong academic record
Co-applicant (parent/guardian) required
Collateral (Needed for higher loan amounts)
UK education loan interest rates vary depending on the lender. The presence of collateral, and the type of loan selected also affect the rate.
Loan repayment usually begins after the moratorium period. This grace period covers the course duration plus 6 to 12 months post-graduation.
Interest paid on an education loan for the UK in India qualifies for tax deductions under Section 80E of the IT Act.
You can definitely get an education loan to study in the UK. There are several places you can look for loans, like Indian banks, NBFCs, or even lenders based in the UK. If you’re looking for the best deal, GradRight’s loan bidding platform can really help. It lets you compare different loan offers quickly, and you can get offers within 48 hours. Plus, you might save up to 23 lakhs.
Interest rates vary depending on who you borrow from. Here’s the breakdown:
Each type of loan has its own details, so it’s a good idea to see which one fits your needs best. You can also use GradRight’s EMI calculator to figure out your monthly payments.
The amount you can borrow depends on things like your course, the university you’re going to, and the lender’s rules. Here’s what to expect:
When it comes to paying back the loan, it varies by lender:
Both these types of lenders also offer a moratorium period of 6 to 12 months post your course completion.
Applying for a loan isn’t too complicated. Here’s what to do:
If it’s approved, the lender will send the money based on the university’s payment schedule.
If you want the best possible deal, GradRight’s loan bidding platform is super useful. It lets you see multiple loan offers side by side so you can choose the one with the best rates.
Yes. Some Indian banks and NBFCs offer an education loan for UK without collateral up to a certain amount, based on your academic profile and admission. You’ll still need a strong co-applicant. Check options for international student loans for UK to compare collateral requirements.
You can choose from Indian banks, UK-based lenders, or global NBFCs. Platforms like GradRight compare student loan for international student in UK offers side by side, so you see interest rates, tenure, and moratorium details before picking the best education loan to study in UK.
Use a comparison tool like GradRight to enter your loan amount, course country, and tenure. It will list education loan for study in UK offers with interest rates, processing fees, and collateral terms. This lets you find the right education loan for UK deal for your needs.
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