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Education Loans for the UAE, Without the Guesswork

Compare trusted lenders, understand real costs, and choose a loan that fits your UAE study plan, not the other way around.

Popular Lenders for UAE Education Loans

Avanse
Credila
Avanse

Often offers greater flexibility with co-applicant credit scores and provides a faster digital processing time.

Max Loan Amount:

Up to

₹1.25 Crore

Interest Rate:

10.25% - 12.75%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

Credila

Typically offers marginally lower interest rates for applicants with an excellent academic and financial profile.

Max Loan Amount:

Up to

₹1.5 Crore

Interest Rate:

9.95% - 12.25%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

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13 more lenders offering UAE education loans

Everything You Need to Know About Studying in the UAE

A full look at what Avanse offers. Loan limits, rates, collateral conditions, benefits, and timelines explained in a way that helps you compare and choose better.

Contents

  • Why Choose UAE for Higher Education?
  • Explore Education Loan Options for UAE
  • Education Loan Eligibility Criteria For Studying in UAE
  • UAE Education Loan: Documents Required
  • Education Loan Repayment Terms and Other Considerations

Why Choose UAE for Higher Education?

The UAE is quickly becoming a top spot for education, and it’s easy to see why. Investing in a UAE study loan will yield long-term benefits. Primarily because in UAE, you’ll find:
  • Universities & courses that are recognized worldwide and tied to big industries.
  • Fast-growing education ecosystem with awesome facilities to help you learn.
  • A place where cultures come together, opening up all sorts of career paths.
  • A buzzing job market is buzzing, especially for skilled grads
  • Great quality of life for students, professionals, and business owners.

With the right education loan in UAE, you can make sure you take the right steps towards a successful life ahead!

Discover Scholarships for Top Study Abroad Destinations

Explore Education Loan Options for UAE

  • Education Loan for MS in UAE:

    Special loans just for Master’s programs in the UAE.
  • Education Loan for Indian Students in UAE:

    Flexible choices made for Indian students heading to the UAE.
  • Secured Loans for UAE studies:

    Low-interest loans secured with collateral for extra peace of mind.
  • Unsecured Loans to Study in UAE:

    Loans that don’t need any collateral and come with quick approvals and easy processing.

Education Loan Eligibility Criteria For Studying in UAE

  • Be an Indian student between 18 and 35 years old.
  • Have an acceptance letter from a recognized UAE university.
  • Meet the university’s academic standards.
  • Bring along a co-applicant with a solid financial background.
  • Collateral security (property, FDs, etc.) for larger loan amounts.
Discover Scholarships for Top Study Abroad Destinations

UAE Education Loan: Documents Required

  • Your admission letter from the UAE university.
  • Your past academic records.
  • A government ID and address proof.
  • Financial documents from your co-applicant.
  • Collateral documents (if needed)

Education Loan Repayment Terms and Other Considerations

  • Interest Rates:

    Interest rates sit between 9% and 11% per annum.
  • Moratorium Periods:

    You don’t start paying back until after your course ends. Plus you get a 12-month moratorium.
  • Tax Benefits:

    You can claim tax deductions on the interest paid on student loan UAE under Section 80E.

Frequently Asked Questions

Can I get a student loan to study in the UAE?
Yes. Indian students can get education loans for the UAE through Indian banks and NBFCs that support overseas education financing. Requirements vary by lender.

Loan amounts depend on the lender, your profile, collateral availability, and co-applicant credentials. Many lenders offer funding to cover tuition and living costs.

Interest rates usually range between 7% and 14% per year depending on the lender, loan type, and borrower profile.

Yes. Most study abroad education loans include living expenses, accommodation, travel, insurance, and essential costs in addition to tuition.

Collateral may or may not be required depending on the lender and loan amount. Some lenders offer unsecured loans, while larger loans may need collateral.

Yes. A loan sanction letter that covers your tuition and estimated living costs is generally accepted as financial proof for your UAE student visa process.

Typical requirements include your admission letter, identity proofs, academic transcripts, co-applicant financial documents, and collateral documents if required.
Repayment commonly begins after the moratorium period, which includes your course duration plus an agreed grace period with the lender.
Yes. Interest paid on education loans for overseas studies, including UAE education loans, may be eligible for tax deductions under Section 80E of the Income Tax Act in India, subject to tax laws.
Repayment tenures typically vary by lender but can extend up to 10 to 15 years depending on the loan amount, interest rate, and moratorium terms.
Affordable Ed-Loans Up To ₹1.5 Cr. @ Just 8.33% for 🇺🇸 🇬🇧 🇮🇪 🇩🇪 🇦🇺 🇦🇪
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