New Zealand has some of the best universities in the world; all 8 are top-ranked.
You won’t break the bank as tuition fees are usually between NZD 22,000 - 35,000 a year.
Hands-on learning approach with a focus on employability and innovation.
Graduates can stay and work for up to 3 years with a post-study work visa.
Great work-life balance with breathtaking landscapes and modern urban centers
Upto 1.5Cr
10.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 1.5Cr
10.5% - 13%
Secured: Upto 3 weeks Unsecured: Upto 1 week
0.75% - 1.25%
Upto 85L
11% - 12.75%
Upto 1 week
0.75% - 1.25%
Upto 1Cr
11.25% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 75L
11% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.85% - 1%
Upto 1Cr
10.75% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 3Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1Cr
9.5% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 75L
11.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
8.25% - 11%
Secured: Up to 3 weeks Unsecured: Up to 2 weeks
Secured: Rs. 20,000 Unsecured: Rs. 10,000
Upto $220k
8.47% - 13.5%
Automated process
500 USD + 4%
Upto $100k
9.5% & 9.99%
Up to 1 week
1% + 2%
Upto $100k
10.5% - 12.75%
Up to 1 week
200 USD + 2%
Upto $100k
9.99% - 14.99%
Automated process
6.50%
You must have a valid student visa for eligibility.
Admission to a recognized institution is a mandatory requirement.
A strong academic record helps in loan approval.
Providing proof of funds or a guarantor is necessary.
Some lenders may require a good credit history.
Student loans for New Zealand charge 9.5% to 12% interest. ( 0% interest loans may also be available)
New Zealand student loan repayment starts after course completion plus a 12-month grace period.
New Zealand student loans are eligible for tax benefits under Section 80E of the IT Act .
students assisted
loan requests processed
disbursed in loans
Securing an education loan to study in New Zealand may seem like an overwhelming process. But remember, thousands of Indian students do it every year. Plus, with GradRight, you can get multiple offers without submitting multiple applications. Here’s how to get an education loan for New Zealand via GradRight:
Yes, you can. Some banks and NBFCs offer loans that cover 100% of your costs of studying in New Zealand. This includes the tuition fees, living expenses, and more.
But full funding often requires collateral (like a house) or a co-applicant with a solid income.
For a New Zealand student visa, you need to show you can cover your costs, which include:
Good News: If you’re using a loan, the loan sanction letter from an approved bank counts as proof of funds.
Studying in New Zealand is an investment for Indian students. But it’s manageable with the right approach. Here’s a breakdown of the cost of studying in New Zealand:
Yes, many loans cover visa fees along with tuition, travel, and living costs. However, it depends on the lender. So make sure that when talking to a lender confirm if visa fees are included.
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