Education Loan
Shifted

India’s most exciting study abroad fest

ShiftedGoatUpdate

Delhi, Feb 21st

Affordable study abroad loan starting at 8.33%* - Apply now|
Shortlist your best-fit university in minutes - Start now|
India’s biggest study abroad conclave – ShiftEd 3.0 Coming Soon!

Education Loans for the Ireland, Without the Guesswork

Compare trusted lenders, understand real costs, and choose a loan that fits your Ireland study plan, not the other way around.

Popular Lenders for Ireland Education Loans

Avanse
Credila
Avanse

Often offers greater flexibility with co-applicant credit scores and provides a faster digital processing time.

Max Loan Amount:

Up to

₹1.25 Crore

Interest Rate:

10.25% - 12.75%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

Credila

Typically offers marginally lower interest rates for applicants with an excellent academic and financial profile.

Max Loan Amount:

Up to

₹1.5 Crore

Interest Rate:

9.95% - 12.25%

Loan Term:

10 - 15 years

Interest Rate:

3% - 5%

Loan Type:

Fixed or Adjustable Rate

Monthly Payment:

$1,123.45

🎉

13 more lenders offering Ireland education loans

Everything You Need to Know About Studying in Ireland

A full look at what Avanse offers. Loan limits, rates, collateral conditions, benefits, and timelines explained in a way that helps you compare and choose better.

Contents

  • Why Choose Ireland for Higher Education?
  • Explore Education Loan Options for Ireland
  • Education Loan Eligibility Criteria For Studying in Ireland
  • Ireland Education Loan: Documents Required
  • Education Loan Repayment Terms and Other Considerations

Why Choose Ireland for Higher Education?

Ireland is the perfect place to build your future. Get the right education loan with GradRight Get the right education loan with GradRight and start your journey today.

  • universities in Ireland rank among the best in the world as per QS World Rankings.
  • Thousands of international students, which create a diverse and welcoming community.
  • Thousands of global companies offer internships and job opportunities to Irish graduates.
  • Up to 2 years of post-study work options and easy PR options for graduates.
  • Lower tuition fees as compared to Western destinations, plus scholarships available.
Discover Scholarships for Top Study Abroad Destinations

Explore Education Loan Options for Ireland

  • Education Loan for MS in Ireland:

    Unique education loan for MS in Ireland for Indian students
  • Education Loan for Indian Students in Ireland:

    Specialized education loans for the unique needs of Indian students in Ireland.
  • Secured Loans for Ireland studies:

    Collateral-backed loans for studying in Ireland with low interest and flexible repayment.
  • Unsecured Loans to Study in Ireland:

    Study in Ireland with no-collateral student loans that offer quick approvals.

Education Loan Eligibility Criteria For Studying in Ireland

  • Indian citizen with admission to an Irish university
  • Usually needs a co-applicant (parent or guardian)
  • Good grades and test scores help get the loan
  • Need a student visa for Ireland first
  • Might need collateral for bigger loans
Discover Scholarships for Top Study Abroad Destinations

Ireland Education Loan: Documents Required

  • Ireland Education Loan: Documents Required
  • Admission letter from an Irish university
  • KYC documents (Aadhar, PAN, passport) of applicant and co-applicant
  • Academic transcripts and entrance exam scores (if applicable)
  • Income proof of co-applicant (salary slips, ITR, or bank statements)
  • Collateral documents (if required)

Education Loan Repayment Terms and Other Considerations

  • Interest Rates:

    Ireland student loan interest rates range from 10% to 11.5%.
  • Moratorium Periods:

    Repayment begins after 12 months, covering course duration.
  • Tax Benefits:

    An education loan in Ireland allows tax deductions for Indian students under IT Act’s Section 80E.

Frequently Asked Questions

What are the best banks in India for an education loan to study in Ireland?

Several trusted Indian lenders offer education loans to help you study in Ireland. These include both public and private sector banks. However, determining one best bank for anyone looking for a loan for study in Ireland is not possible. That’s because these lenders offer loans with different interest rates and repayment terms, which are suitable for different types of students.

You can use GradRight’s loan bidding platform to compare the offers from 15+ banks. Then you can select the one that is best for your needs.

Yes, you can. If the idea of pledging property worries you, there’s good news. Some lenders offer collateral-free loans up to ₹50 lakh for students accepted into top Irish universities. But there are a few things to keep in mind:

  • Your academic profile (like your grades and the university’s reputation) matters a lot
  • A co-applicant (like a parent or guardian) with a solid financial background can boost your chances of approval.
  • Collateral-free loans might have slightly higher interest rates than secured ones.

Yes, to get your Ireland student visa, you’ll need to prove you can cover your living cost. This comes to around €10,000 (around ₹9 lakh) per year of your stay. However, you don’t necessarily need to have that much balance in your bank. A loan sanction letter from an approved bank or NBFC counts as proof of funds.

So make sure you have it ready when you apply for your visa.

Repaying a loan might sound daunting, but Ireland makes it easier than you might think. Here’s why:

  • Post-Study Work Visa: You can stay in Ireland for up to 2 years after graduating to find a job.
  • Job Prospects: Many students land well-paying roles in fields like tech, finance, or healthcare.
  • Grace Period: Your loan EMIs usually start 6 to 12 months after your course ends, giving you time to settle in.

    It’s okay to feel nervous about repayment. But with Ireland’s strong job market and your new skills, you’ll be in a great position to manage it.

Yes, scholarships can lighten your financial load. And Ireland has some amazing options, which you can check here.

First, confirm your admission and fee schedule. Then, shortlist banks or NBFCs offering an education loan for MS in Ireland. Gather your offer letter, academic transcripts, passport, and co-applicant’s income proof. Submit the online form to secure your study loan for Ireland education.

Student loan Ireland rates typically range from 8% to 11% p.a., depending on the lender and your profile. International lenders may charge slightly higher. Always compare international student loans in Ireland to find the most competitive rate.

You can apply to major Indian public and private banks, NBFCs, and specialized international lenders. Platforms like GradRight list international student loans side by side, showing interest rates and collateral terms for student loans in Ireland to help you choose.

Affordable Ed-Loans Up To ₹1.5 Cr. @ Just 8.33% for 🇺🇸 🇬🇧 🇮🇪 🇩🇪 🇦🇺 🇦🇪
Check Loan Eligibility

Get Free Guidance

Provider

Title and Desc

HDFC

ICICI