Student Loan France, Now Simplified

Bring your study abroad dreams to life with GradRight’s international student loan in France.

Why Choose France for Higher Education?

France is a global leader in higher education. It attracts thousands of international students, including close to 10,000 Indians. Here’s why you should consider France if you wish to study abroad:

Over 30 universities ranked among the world's top 500.

France has several affordable universities with tuition fees as low as €200 per year.

Culturally rich experience with a diverse student community.

Thriving job market with France's GDP of $2.8 trillion and post-study work visas.

World-class living standards in historic cities and picturesque locations.

You can claim all these benefits with GradRight’s tailored student loans for France.

Explore Education Loan Options for France

Education Loan for MS in France

Specialized education loans for MS in France.

Education Loan for Indian Students in France

Exclusive student loans for Indian students in France.

Secured Loans for France studies

Collateral-backed student loan for international students in France with better interest rates.

Unsecured Loans to Study in France

Collateral-free Student loans for France with simple eligibility and fast processing.

Bank Name

Loan Amount

Interest Rate

Processing Time

Processing Fee

Upto 1.5Cr

10.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1.25%

Upto 1.5Cr

10.5% - 13%

Secured: Upto 3 weeks Unsecured: Upto 1 week

0.75% - 1.25%

Upto 85L

11% - 12.75%

Upto 1 week

0.75% - 1.25%

Upto 1Cr

11.25% - 12.75%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1.25%

Upto 75L

11% - 12.75%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.85% - 1%

Upto 1Cr

10.75% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 3Cr

9.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1Cr

9.5% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 75L

11.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1.5Cr

9.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1.5Cr

8.25% - 11%

Secured: Up to 3 weeks Unsecured: Up to 2 weeks

Secured: Rs. 20,000 Unsecured: Rs. 10,000

Upto $220k

8.47% - 13.5%

Automated process

500 USD + 4%

Upto $100k

9.5% & 9.99%

Up to 1 week

1% + 2%

Upto $100k

10.5% - 12.75%

Up to 1 week

200 USD + 2%

Upto $100k

9.99% - 14.99%

Automated process

6.50%

Education Loan Eligibility Criteria For Studying in France

You must be an Indian citizen to qualify for the loan.

You should be at least 18 years old at the time of application.

You need a strong academic record to demonstrate your academic ability.

You must secure admission to a recognized university in France to be eligible.

A co-applicant, like a parent or guardian, is required to support the loan financially.

France Education Loan: Documents Required

Proof of identity (e.g., passport, Aadhaar card)
Admission letter from a French university
Academic records (e.g., transcripts, certificates)
Co-applicant's financial documents (e.g., bank statements, ITR)
Collateral documents (e.g., property papers), if required

Education Loan Repayment Terms and Other Considerations

Interest Rates

Student loans for France typically have interest rates between 9% to 11%.

Moratorium Periods

Moratorium includes your course duration (2,3,4 or 5 years) plus a 12-month grace period.

Tax Benefits

Student loans for France qualify for tax deductions under Section 80E.

Stories From Those Who Got Affordable Study Loans For International Students in France

2,00,000+

student assisted

₹16,300 crore

loan request processed

₹2,000 crore

disbursed in loans

Discover the best student loans for France in minutes, with GradRight.

Frequently Asked Questions

Can I get a student loan to study in France?

Yes, Indian students can easily get student loans for France. Many public and private banks and NBFCs in India offer these student loans for France. Moreover, these loans:

Cover tuition fees and living expenses.
Can be taken with or without collateral (depending on eligibility and loan amount needed)
Are available at a starting interest rate of 6.75%.

Can I get a 100% loan to study abroad in France?

Yes, some lenders do provide 100% student loans for France. Such student loans for international students in France cover both tuition fees and living costs.

However, full funding may require collateral or a strong financial guarantor. Always compare loan options from multiple lenders to find the best deals.

How much bank balance is needed for a France student visa?

For a France student visa, you must show proof of funds covering tuition and living costs. Generally, you need at least €7,380 (around ₹6.5 lakh) in your account. Or else you can also submit a loan sanction letter from a recognized lender.

Who is eligible for an abroad study loan for France?

To get student loans for France, you must be an Indian citizen with an admission offer from a recognized French university. That’s the primary criteria. Other than that, lenders also check:

Your academic record
Your preferred university’s ranking and selected course’s outlook
Financial co-applicant’s income

All these factors also affect your loan interest rates.

Is it costly to stay in France for Indian students?

No. In fact, France is a more affordable study abroad destination than the US or UK. This is because public universities in France have low tuition fees. Living expenses in cities like Paris can be high, but other cities might be cheaper to live in.

What education loan France interest rates should you expect?

French student loans in India start around 6.75% p.a., but rates can go up to 10% based on your profile. Check education loan for France offers from multiple banks to find the best deal, especially if you’re aiming for a low-rate student loan in France.

How do you apply for a student loan in France for international students?

First, shortlist lenders offering student loans in France for international students. Gather your admission letter, fee breakup, passport, and co-applicant’s income proof. Fill out their online form, upload documents, and track your application to secure your student loan in France for international students.

Can you get an education loan to study in France without collateral?

Yes. Some Indian lenders provide an education loan for study in France without collateral up to ₹50 lakhs, based on your admission and the co-applicant’s credit. Compare education loan France options on GradRight to see which banks offer the best unsecured terms.