You can borrow up to the entire cost of your studies abroad, tuition, living, travel, everything is considered.
Modern Application Process
Apply online, get a provisional quote, upload documents, and get matched to funding, no long bank lines, no hidden surprises.
Flexible Repayment
Your repayment schedule is designed around your future income, not your past credit history.
Transparent Terms
The prodigy education loan platform is built on “what you see is what you pay,” with clear breakdowns of rates, fees and obligations.
Global Student Focus
Made for students from 120+ countries, attending 1,800+ supported schools.
Everything You Need to Know About Prodigy Education Loan
A full look at what Prodigy offers. Loan limits, rates, collateral conditions, benefits, and timelines explained in a way that helps you compare and choose better.
Contents
Eligibility for Prodigy Finance Education Loan
How to Apply for a Prodigy Finance Education Loan
Advantages of Prodigy Education Loan
Eligibility for Prodigy Finance Education Loan
Indian students admitted for postgraduate programs at eligible global universities.
Age typically 18 years or above.
University and course must be supported by prodigy finance.
Profile assessed on future earning potential, not just collateral or family guarantee.
How to Apply for a Prodigy Finance Education Loan
Sign Up and Create Your Profile: Register on GradRight and share your university, program and funding plan to kick-off the prodigy finance education loan process.
Compare Loan Offers: See offers from multiple lenders, including the prodigy finance education loan option, aligned with your university, destination and budget.
Get Expert Guidance: Our advisors decode terms, compare prodigy finance interest rate offers, and help you decide what fits you best..
Upload Documents: Submit your admission letter, passport/ID, cost breakdown and credit info for quick verification.
Get Loan Approval: Once approved, funds are disbursed to your institution; so you focus on flying, not paperwork.
Advantages of Prodigy Education Loan
Access to funds up to full cost of attendance, in many cases.
Competitive fixed or floating prodigy finance interest rate
Often no-cosigner and no-collateral required for eligible profiles
Fully digital application and global servicing
Your global Master’s journey begins with one conversation
The prodigy finance education loan is a global-student financing solution that funds your overseas studies with flexible terms and transparent structures.
What is the prodigy finance interest rate?
The prodigy finance interest rate starts from around 8.35%-10% for strong profiles and varies by university, country and student profile.
Can I get an education loan from Prodigy Finance without collateral?
Yes. Many applicants qualify for the prodigy education loan without collateral or cosigner, depending on university and profile.
Which countries and programs are supported?
Prodigy supports master’s programs at 1,800+ schools in major destinations like the U.S., UK, Canada, Australia, Germany and more.
How much can I borrow?
You can borrow up to full cost of attendance in many cases, tuition plus living expenses.
What documents are required?
Admission letter, ID/passport, cost breakdown, and credit/financial information are typically needed.
How long does approval take?
Prodigy’s online process offers provisional offers quickly (often same-day in a quote), and full approval once documents are submitted.
Are there any early repayment penalties?
No. One of the benefits of the prodigy finance education loan is that early repayment is allowed without penalty.
Can I apply if I haven’t yet received my admit?
Yes. You can check eligibility and receive a quote before your admission is final, then finalise post-admit.
Why choose this loan instead of a traditional bank loan?
Because the prodigy education loan fits global study timelines, supports international universities, often doesn’t require collateral, and puts you first, not your assets.
Affordable Ed-Loans Up To ₹1.5 Cr. @ Just 8.33% for 🇺🇸 🇬🇧 🇮🇪 🇩🇪 🇦🇺 🇦🇪
