Secure a low-interest undergraduate loan to study in the UAE
The UAE offers world-class universities, a safe environment, tax-free jobs, and a thriving international student scene. Discover affordable UG loans to study in the UAE.
Why Study Your Bachelor’s in the UAE?
World-class campuses, English-taught programs, and a thriving multicultural environment make the UAE a top destination for international undergraduate students.
Short flight times and familiar culture ease student transition
Top unis—BITS Dubai, Heriot-Watt, SP Jain—ensure global academic standards
Business and hospitality programs align with regional industry demand
Tax-free internships let undergrads earn and build experience early
Graduate pathways offer visas and careers across Gulf markets
Cost Breakdown for UAE Undergraduates
Category
Tuition Fees
Rent (Shared Apt.)
Transportation
Books & Supplies
Entertainment
Student Visa
Health Insurance
Food/Groceries
Mobile & Internet
Dubai (INR/year)
₹9,08,000 – ₹19,29,500
₹4,99,400 – ₹7,94,500
₹68,100 – ₹1,02,150
₹34,050 – ₹68,100
₹90,800 – ₹1,36,200
₹79,450 – ₹90,800
₹45,400 – ₹79,450
₹2,04,300 – ₹2,72,400
₹27,240 – ₹40,860
Abu Dhabi (INR/year)
₹7,94,500 – ₹18,16,000
₹4,08,600 – ₹6,81,000
₹56,750 – ₹90,800
₹27,240 – ₹56,750
₹79,450 – ₹1,13,500
₹68,100 – ₹79,450
₹45,400 – ₹79,450
₹1,81,600 – ₹2,49,700
₹27,240 – ₹40,860
Top Banks Offering Undergraduate Education Loans in the UAE
Discover top banks offering UG student loans in the UAE with low interest rates and flexible repayment options.
Bank Name
Loan Amount
Interest Rate
Processing Time
Processing Fee
Upto 1.5Cr
10.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 1.5Cr
10.5% - 13%
Secured: Upto 3 weeks Unsecured: Upto 1 week
0.75% - 1.25%
Upto 85L
11% - 12.75%
Upto 1 week
0.75% - 1.25%
Upto 1Cr
11.25% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 75L
11% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.85% - 1%
Upto 1Cr
10.75% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 3Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1Cr
9.5% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 75L
11.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
8.25% - 11%
Secured: Up to 3 weeks Unsecured: Up to 2 weeks
Secured: Rs. 20,000 Unsecured: Rs. 10,000
Upto $220k
8.47% - 13.5%
Automated process
500 USD + 4%
Upto $100k
9.5% & 9.99%
Up to 1 week
1% + 2%
Upto $100k
10.5% - 12.75%
Up to 1 week
200 USD + 2%
Upto $100k
9.99% - 14.99%
Automated process
6.50%
Undergraduate Education Loan UAE
200,000+ students have used GradRight’s platform to compare offers, including UAE UG loan. Get faster approvals and better interest savings, compare now.
200,000+
students assisted
₹16,300 crore
loan requests processed
₹2,000 crore
disbursed in loans
Frequently Asked Questions
Can the loan funds be used for student housing?
Almost all providers allow the borrowed amount to cover accommodation costs
Are Sharia-compliant (Islamic) finance options offered?
The loans themselves aren’t structured as Islamic finance. You can still use the funds to pay tuition at private UAE universities, even if those institutions offer Islamic-banking payment channels.
What are the education loan requirements for the UAE?
You will need admission proof, academic records, co-applicant information, collateral, KYC documentation, and Visa proofs.
How long does it take to process bank loans for students studying abroad?
With GradRight, you can start getting offers within 48 hours, depending on your education loan eligibility.
What is the loan application process through GradRight?
The loan application process in GradRight is simplified in three easy steps. First, fill out a brief application with your details. Second, compare loans from various bidders. Next, select the most suitable loan option to secure funding.
Can I get a collateral-free student education loan for the UAE?
Absolutely. Leap Finance offers collateral-free student loans for UAE applicants.
Can I get a bank loan for students studying abroad from an Indian bank?
Yes, many Indian banks offer education loans for students planning to study abroad in the UAE.
What are the typical loan interest rates for an education loan in the UAE?
The loan interest rates for a study loan in the UAE depend on the bank, loan amount, and repayment period. It generally ranges from 7% to 14% per annum.
