World-class & affordable universities offering globally recognized degrees.
Innovative programs and research opportunities.
A welcoming, multicultural environment that enriches student life.
Extensive post-study career options that make Australia loan repayment easier.
A high quality of life enhanced by stunning landscapes and modern cities.
Upto 1.5Cr
10.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 1.5Cr
10.5% - 13%
Secured: Upto 3 weeks Unsecured: Upto 1 week
0.75% - 1.25%
Upto 85L
11% - 12.75%
Upto 1 week
0.75% - 1.25%
Upto 1Cr
11.25% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1.25%
Upto 75L
11% - 12.75%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.85% - 1%
Upto 1Cr
10.75% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 3Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1Cr
9.5% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 75L
11.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
9.25% - 12.5%
Secured: Up to 3 weeks Unsecured: Up to 1 week
0.75% - 1%
Upto 1.5Cr
8.25% - 11%
Secured: Up to 3 weeks Unsecured: Up to 2 weeks
Secured: Rs. 20,000 Unsecured: Rs. 10,000
Upto $220k
8.47% - 13.5%
Automated process
500 USD + 4%
Upto $100k
9.5% & 9.99%
Up to 1 week
1% + 2%
Upto $100k
10.5% - 12.75%
Up to 1 week
200 USD + 2%
Upto $100k
9.99% - 14.99%
Automated process
6.50%
Special MS education loans for Indian students in Australia.
Dedicated education loans for Indian students in Australia.
Education loans backed by collateral offering lower interest rates and extended repayment options.
Flexible Australia student loans without collateral, designed to meet diverse financial needs.
Provide proof of Indian citizenship and ensure you are between 18 and 35 years of age.
Present your admission offer from a recognized Australian university.
Showcase a strong academic record that meets the university's requirements.
Submit evidence of a reliable co-signer with a stable income.
Fulfill the lender’s creditworthiness requirements with appropriate financial documentation.
On average, Australia student loans have interest rates ranging from 10% to 12% per annum.
The moratorium period usually covers the course duration, plus 12 months after graduation.
Education loan repayment for Indian students in Australia is tax deductible. (Under Section 80E of the Income Tax Act)
200,000+ students assisted
₹16,300 crore loan requests processed
₹2,000 crore disbursed in loans
The amount you can borrow depends on factors like your program, university, and profile.
Public sector banks often offer Australia student loans up to ₹7.5 lakh without collateral. With collateral, the amount can go up to ₹1.5 crore. Private lenders or NBFCs may also offer loans till ₹1 crore.
To get a student loan Australia for international students, you need:
For an unsecured loan (no collateral), a co-applicant is needed. For a secured loan, you’ll need to offer collateral.
No, there are no interest-free study loans for international students in Australia. However, you can look for:
You can also check out some education loan repayment tips that actually work.
Repaying your loan usually kicks in after a moratorium period. That’s the time you’re studying plus an extra 6 to 12 months to settle in. The repayment period can stretch from 7 to 15 years, depending on the lender.
Every lender’s terms are a bit different, so it’s worth comparing them to find what works best for you.
There is no single “easiest” bank to get student loans to study in Australia. It all depends on your situation, like how much loan you need and whether you can offer collateral.
To find the best loan offers, you can use GradRight’s loan bidding platform. With our platform you can get loan offers from 15+ lenders in 48 hours. Then you can compare the options and choose the one with the most suitable terms.
Interest on an Australian education loan interest rate usually ranges from 8% to 12% p.a., depending on the lender and your profile. Compare international student loans Australia offers to find the most competitive rate before you commit.
To get international student loans in Australia, shortlist lenders offering a study loan for Australia. Gather your admission letter, proof of finances, passport, and academic records. Then complete their online form and submit documents to secure your education loan for study in Australia.
Use a comparison tool to enter your loan amount and tenure. You’ll see student loans Australia offers side by side—covering education loan Australia, NBFC plans, and bank options. Filter by education loan for Australia rates, processing fees, and moratorium to pick the best deal.
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