Within just a week, my old loan was smoothly refinanced through a new bank with minimal, student-friendly terms.
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Enter your current loan details to see how much you can save.
Build credit in the U.S. and cut your interest by a wide margin.
Best suited for: Working in the U.S., Plan to stay abroad
Best suited for: Returning to India, Seeking lower EMIs
Tell us your current loan amount, lender, and tenure – and we’ll do the heavy lifting from there.
15+ lenders line up to offer you their best rates. You don’t chase banks – they chase you.
We lay out your options in clear numbers – rates, EMIs, total savings – so the decision practically makes itself.
Your new lender repays the old one. You start saving from month one – fewer EMIs, more peace of mind.
Within just a week, my old loan was smoothly refinanced through a new bank with minimal, student-friendly terms.
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With the right support, I successfully refinanced my loan, cutting my interest rate down to just 6.25%. Less than half of what I was paying earlier.
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It wasn’t just about getting a loan, it was about unlocking access to an opportunity that could shape a lifetime. GradRight did that for me.
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Education loan refinance means transferring your existing student loan to a new lender for a lower interest rate, better repayment terms, or reduced EMI. It helps you save money and finish repayment sooner.
Benefits include lower interest rates, smaller EMIs, flexible repayment tenure, and better service. Many students also move from unsecured to secured refinance to reduce costs further.
Yes. Education loan transfer is possible from banks or NBFCs to another bank or NBFC. GradRight helps you compare refinance offers side by side before switching.
Not always. Student loan refinance can be secured or unsecured depending on your profile, current lender, and eligibility. Secured refinance often comes with lower rates.
Savings vary by profile but students often reduce interest costs by up to several lakhs through education loan refinance. Lower rates plus longer tenure equals lighter EMIs.
Yes, students studying abroad can explore refinancing options depending on lender criteria, visa status, and income proof.
It usually takes 48 to 72 working hours for initial approval once documents are submitted. Full disbursement and loan transfer follow lender timelines.
Refinancing itself does not harm your credit score. In fact, timely repayment after refinance loan transfer can help improve your score.
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