Affordable Undergraduate Student Loans for France

Getting an undergraduate student loan for France is now easier for Indian students. Discover study loans for France designed for your needs, with or without collateral.

Why France Stands Out for Undergraduate Students?

Not sure if getting an undergraduate student loan for France is worth it? Every year 10,000+ Indian students say yes to France. Here’s why you should too

Tuition in public universities is <5 Lakhs annually

Several French institutions rank among the global top 100

Many financial aid and scholarships are available

1,000+ options for English-taught undergraduate programs

Get a post-study work visa of up to 4 years after graduation.

The Cost of Undergraduate Education in France

Studying abroad requires careful financial planning. Here’s a breakdown of how much it costs to get an undergraduate degree in France.

Paris / Île-de-France (INR / year)

5,94,000 – ₹17,82,000

₹8,31,600 – ₹13,06,800

₹2,97,000 – ₹4,15,800

₹38,800 – ₹59,400

₹24,800 – ₹39,600

₹4,950 – ₹19,800

₹1,18,800 – ₹1,98,000

₹27,000 – ₹30,000

₹22,000 – ₹60,000

Regional Cities (INR / year)

₹2,82,000 – ₹7,92,000

₹4,15,800 – ₹7,72,200

₹2,37,600 – ₹3,56,400

₹24,800 – ₹29,700

₹19,800 – ₹34,600

₹4,950 – ₹19,800

₹99,000 – ₹1,78,200

₹27,000 – ₹30,000

₹22,000 – ₹60,000

Top Lenders for Undergraduate Student Loans in France

The lender you choose for an undergraduate education loan in France can have a long term impact. So, make sure you compare interest rates, repayment terms, and other conditions properly.

Bank Name

Loan Amount

Interest Rate

Processing Time

Processing Fee

Upto 1.5Cr

10.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1.25%

Upto 1.5Cr

10.5% - 13%

Secured: Upto 3 weeks Unsecured: Upto 1 week

0.75% - 1.25%

Upto 85L

11% - 12.75%

Upto 1 week

0.75% - 1.25%

Upto 1Cr

11.25% - 12.75%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1.25%

Upto 75L

11% - 12.75%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.85% - 1%

Upto 1Cr

10.75% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 3Cr

9.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1Cr

9.5% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 75L

11.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1.5Cr

9.25% - 12.5%

Secured: Up to 3 weeks Unsecured: Up to 1 week

0.75% - 1%

Upto 1.5Cr

8.25% - 11%

Secured: Up to 3 weeks Unsecured: Up to 2 weeks

Secured: Rs. 20,000 Unsecured: Rs. 10,000

Upto $220k

8.47% - 13.5%

Automated process

500 USD + 4%

Upto $100k

9.5% & 9.99%

Up to 1 week

1% + 2%

Upto $100k

10.5% - 12.75%

Up to 1 week

200 USD + 2%

Upto $100k

9.99% - 14.99%

Automated process

6.50%

Tip to Apply for an Undergraduate Student Loan in France

To boost your chances of securing a France study loan fast, follow these tips:

Search, compare, and apply to high-ROI, top-tier institutions in France

Always include your language test results (English or French)

Show a strong financial background

Check lender timelines and apply early

Keep proof of monthly income and the minimum required bank balance

Undergraduate Student Loan France

Financing your undergraduate studies in France? 200,000 students trusted GradRight to compare offers and save lakhs on education loans.

200,000+

students assisted

₹16,300 crore

loan requests processed

₹2,000 crore

disbursed in loans

Frequently Asked Questions

Is a French bank account required?

No, you don’t need a French bank account during the student loan application process for France. However, once you arrive in France, opening one becomes necessary for daily expenses and university payments. Lenders may request your French bank details later for disbursal or verification.

Is a blocked account required, like in Germany?

Unlike Germany, France does not require a blocked account for international students. This simplifies the process when applying for an undergraduate student loan in France, making it easier to handle finances through standard education loan disbursals.

Can international students apply for loans in France?

Yes, many Indian students get student loans for international students in France through private lenders or NBFCs. These loans typically cover tuition, living, and travel. While French banks are limited in support, lenders like Leap, Avanse, and Prodigy offer tailored options for undergrads.

Do I need collateral for an international student education loan in France?

Not always. Many international student loan options in France are available without collateral. Especially so if you get the study loan for France from NBFCs. However, traditional banks may require collateral for higher loan amounts.

What is the basic eligibility for student loans?

Student loan France eligibility criteria include: