How It Works

Wondering how GradRight works? Here’s how.

Fund
  • Tell us about your requirements by filling this form and signing up. Each bank evaluates your profile differently. One may offer you a loan based on the university. Another, based on your GRE score. Someone else may extend an offer based on your financial profile.
    Share your profile
    1

    Share your profile

  • We evaluate 35+ public banks/private banks/NBFCs in the market to arrive at a list of 7 best options for maximising your savings. We commit to your long-term benefits. A lowered interest rate of even 2% on a loan of ₹35 Lakhs could mean you save ₹70,000 in interest payments, every year! If you are planning to pay back the amount in 7 years, this amounts to net savings of about ₹5 lakhs! Moreover, we don’t just stop with loans. You will also access scholarships, soft loans and grants that you can apply to.
    Evaluates
    2

    Get funding options

  • We recommend that you select four options. Why four? To ensure that you have enough options if one of them rejects your application. If all of them end up declining, don’t worry, we’ve got your back. We will scout every possible option in the market to ensure that you get access to a good loan.
    Choose 4 banks
    3

    Select your lender(s)

  • GradRight takes care of the majority of documentation and leg-work. Wherever banks allow us to do the work, we will be happy to assist you with this so you can focus on what matters the most: visa applications and time with your friends and family!
    Documentation
    4

    Submit documents

  • Voila! You get the confirmation of your best loan options! Once your loan is confirmed, we request that you deposit the success fee as per our agreement. Please note that this is a mutual agreement between us.
    Success!
    5

    Get your funds!

Frequently Asked Questions
Do I need to wait for my admit?

You don’t have to. You don’t pay us anything if all your applications get rejected.

Absolutely. Our fund availability checks and earn-back period calculations will enable you to choose the right university. We help you understand which university is better from a financial perspective. Earn back period is how long it takes to be able to recover your total investment into your Master’s. With this information, you can choose the right option to maximize your returns on education.

We don’t directly provide scholarships. Depending on the season, we do help you with scouting for them and help with applying for them.

We don’t. We are bank agnostic and look at all the options that are available in the market for you. We do this so that our services are aligned towards your interests, not ours or the banks’.

Within the first ten days, we send you a custom report containing recommendations for funding your higher education. However, if it’s an emergency, we could get you the funds as quickly as 2-3 days.

Select
  • Get on to our SELECT platform by clicking here.
    Share your profile
    1

    Access SELECT

  • A few details about your academic profile and your aspirations will help us understand your requirements better.
    Evaluates
    2

    Answer few questions

  • Using data science, we generate a list of recommendations. The list will be classified along three criteria: match to expectations, admission chances and total cost of education.
    Choose 4 banks
    3

    Get recommendations

  • Access the data playground where you can analyze programs and compare them with each other.
    Documentation
    4

    Analyze and Compare

  • If you want to collaborate with other alumni on social media, use ShareRight to ask them in an easy, convenient format.
    Success!
    5

    Share and Collaborate

Frequently Asked Questions
I can’t find my preferred program here. Where is it?

Our platform currently has data pertaining to Computer Engineering, Mechanical Engineering and Electrical Engineering. We are working on adding more.

You refer a friend of yours who is also planning on going for a Master’s degree abroad. Once you do that, we shall unlock the platform for free!

Based on your preferences, we show you those options that closely match the order in which you present your priorities. If you value research activity over corporate placements, your list would change accordingly.

We calculate relative admission chances. We do this by combing through the past admission data of candidates with profiles similar to yours and give you a number which reflects the acceptance rate.

Total cost refers to the entire amount that you will be required to pay for your Master’s program. This includes tuition fees, living expenses and miscellaneous expenditure.