Education Loans for UAE | Student Loans

Studying in UAE Made Easy With Affordable Loans

Let GradRight help you bring your study in UAE dreams to reality. With education loans designed just for you.

Why Choose UAE for Higher Education?

The UAE is quickly becoming a top spot for education, and it’s easy to see why. Investing in a UAE study loan will yield long-term benefits. Primarily because in UAE, you’ll find:

Universities & courses that are recognized worldwide and tied to big industries.

Fast-growing education ecosystem with awesome facilities to help you learn.

A place where cultures come together, opening up all sorts of career paths.

A buzzing job market is buzzing, especially for skilled grads

Great quality of life for students, professionals, and business owners.

With the right education loan in UAE, you can make sure you take the right steps towards a successful life ahead!

Explore Education Loan Options for UAE

Education Loan for MS in UAE

Special loans just for Master’s programs in the UAE.

Education Loan for Indian Students in UAE

Flexible choices made for Indian students heading to the UAE.

Secured Loans for UAE studies

Low-interest loans secured with collateral for extra peace of mind.

Unsecured Loans to Study in UAE

Loans that don’t need any collateral and come with quick approvals and easy processing.

Compare Education Loans in UAE for Indian Students

Bank Name

Loan Amount

Interest Rate

Processing Time

Processing Fee

Upto INR 2 Crore

9.95% - 12%

7 days

0.5 - 1 %

Upto INR 2 Crore

9.50% - 13.50%

10 days

0.75 - 1 %

Upto USD 200K

10.5% - 14%

7 days

100USD+ 5%

Upto INR 1.5 Crore

10.15% - 11.15%

25 days

INR 10,000

Upto INR 1.5 Crore

9.75% - 13%

14 days

0.75%

Upto INR 1.5 Crore

10% - 13%

7 days

0.85 - 1 %

Upto INR 1.5 Crore

10.50% - 13%

7 days

Upto INR 1.5 Crore

10.50% - 13%

7 days

Upto INR 1.5 Crore

11.5% - 13.5%

5 days

0.75 - 1 %

Upto INR 1.5 Crore

9.95% - 12%

7 days

0.5 - 1 %

Upto INR 1 Crore

9.95% - 12%

7 days

0.5 - 1 %

Upto INR 1 Crore

9.95% - 12%

7 days

0.5 - 1 %

Upto INR 2 Crore

9.95% - 12%

7 days

0.5 - 1 %

Upto USD 200K

9.95% - 12%

7 days

0.5 - 1 %

Upto USD 200K

9.95% - 12%

7 days

0.5 - 1 %

Education Loan Eligibility Criteria For Studying in UAE

Be an Indian student between 18 and 35 years old.

Have an acceptance letter from a recognized UAE university.

Meet the university’s academic standards.

Bring along a co-applicant with a solid financial background.

Collateral security (property, FDs, etc.) for larger loan amounts.

UAE Education Loan: Documents Required

Education Loan Repayment Terms and Other Considerations

Interest Rates

Interest rates sit between 9% and 11% per annum.

Moratorium Periods

You don’t start paying back until after your course ends. Plus you get a 12-month moratorium.

Tax Benefits

You can claim tax deductions on the interest paid on student loan UAE under Section 80E .

Stories From Those Who Got Affordable Study Loans For International Students in UAE

1.5 crore Max Student Loan

9.25% Starting Student Loan Interest Rate

60,000 Satisfied Students

Find the perfect student loans for your UAE education and secure your bright future with GradRight.

Frequently Asked Questions

Can I, as an Indian student, get an education loan in UAE?

Yes, Indian students can apply for student education loans in the UAE. However, the exact requirements may vary. Some UAE banks might want you to be a resident or have a guarantor there. You could also check out international lenders or Indian banks that offer study abroad loans.

What are the key UAE education loan requirements?

The eligibility criteria varies by lender, but here’s the usual rundown:

An admission offer from a well-known UAE university.
You or your co-applicant might need UAE residency and a steady income.
A good credit score and financial history can boost your chances.
Some might ask for collateral or a guarantor to seal the deal.

Is it possible to get an education loan in UAE from Indian lenders?

Yes, it is. Lots of Indian banks and NBFCs offer loans for studying in the UAE. They can cover tuition, living costs, and more. Popular lenders like HDFC Credila, SBI, ICICI, or Axis Bank do offer education loans in the UAE.

You can also use GradRight’s loan bidding platform to get competitive offers from 15+ lenders. Then you can select the one that meets your needs and get the loan disbursed soon.

What does the education loan in UAE cover?

Bank loans for students studying abroad in the UAE usually cover:

Tuition fees for your program.
Rent and everyday living costs.
Visa and travel expenses to the UAE.
Health insurance to stay safe.
Books and study materials.
Even a laptop or gadgets, in some cases.

The exact coverage varies as per the lender, so check their conditions beforehand.

Will I need someone to guarantee my loan or provide collateral?

The need for a guarantee for a UAE education loan depends on the lender.

UAE banks might want a guarantor in the UAE or some collateral.
Indian banks or NBFCs sometimes offer no-collateral loans for smaller amounts. For bigger mounts, they might ask for property or fixed deposits. A co-applicant with steady income helps too.